Free Online Book San Diego Lawyers Protecting Debtors From Creditors' FDCPA Violations
It's not an unusual scenario: A creditor calls you again and again, often alluding to bad things that might happen if you do not pay. At the Law Office of Paul Mankin, we often represent people who have been harassed in this way by debt collectors, sometimes for debts that are not even theirs.
There are many things that creditors do to harass and threaten debtors.
These things are illegal under the Fair Debt Collection Practices Act:
- Calls before 8 a.m. and after 9 p.m.
- Multiple calls in a day
- Calls to your workplace
- Calls to friends, family members or references
- Disclosure of personal information about you or your debts to others
- Threats of lawsuits or wage garnishments
- Other actions that make you feel abused or harassed
We Make Harassing Debt Collectors Pay You
If a debt collector violates the FDCPA, you could be compensated by the collection agency for anywhere from $100 up to $1,000, as well as for the actual damages you experienced and the attorney's fees you incurred.
What does this mean for you? It means that you do not have to worry about the cost of hiring a lawyer. In 95 percent of the cases we handle, the debt collector involved ends up paying our attorney's fees - not the client.
What To Expect When You Work With Us
When you work with us, you can expect a legal team that fights hard for you in California courts. You can expect an attorney who talks with you in straightforward ways about your rights. You'll never be overwhelmed by legal jargon or court procedures that you just don't understand.
Instead, you will work closely with one or our experienced lawyers from the moment we take your case until matters are resolved. We are genuinely concerned for your well-being and want to make sure that the creditors who harass you are immediately stopped.