Federal and California law places restrictions on when, where and how debt collectors can contact you. They can't call you late at night or early in the morning. They can't threaten you or use abusive language. They can't call you at work once you have told them not to.
Despite these restrictions, some debt collectors are relentless. They break the law, cause emotional distress and disturb other members of your family. But people who suffer such abuses have rights under the federal Fair Debt Collection Practices Act (FDCPA), the Telephone Consumer Protection Act (TCPA) and other laws.
You don't have to suffer abuses by debt collectors, collection agencies and creditors. To learn about your legal options, call the Law Office of Paul Mankin at 800-654-9517 for a free consultation.
You May Be Entitled To Compensation
If a debt collector has called you before 8 a.m. or after 9 p.m., or has violated FDCPA in any other way, our law firm may be able to obtain compensation for you. For each violation, a debt collector may be held liable for $1,000 plus attorney fees and legal costs. Once they are served with notice of a complaint, debt collectors and collection agencies have a strong motivation to stop calling you.
Our law firm has successfully represented numerous people in the San Diego area and elsewhere in Southern California in cases involving FDCPA violations. We will vigorously represent you, seeking compensation and a stop to creditor harassment.
Filing Bankruptcy Can Stop Debt Collector Harassment
If they call after you have chosen us to represent you, simply refer them to us. We will handle all dealings with them from that point on. If they continue to call you, we can take action to prevent further calls. We will then prepare a plan designed to help you obtain maximum debt relief while enabling you to keep as much property as possible.
Free Consultation With A Lawyer
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.