Debt collectors can be some of the most ruthless, aggressive, and down right dirty individuals to ever work in the market. However, they can be necessary at points to keep those that wish to borrow money for various reasons in check, and to make sure people pay their debts in a timely manner.
Each of these kinds of debt collection agencies use different methods and practices to try to get the money back. Whether that be from buying the debt off, to going directly to the source, there are many ways to go about getting a debt settled. So how does AIH Receivable Management Services do it, and is it considered good practice? We will go over some
What is AIH Receivable Management Services?
AIH Receivable Management Services is a debt collection agency listed as such on the Better Business Bureau. They go by the names of AIH Services, as well as AIH Receivables. They are currently listed as AIH Receivables as the proper title on the BBB. They are primarily based in Kansas, with an emphasis on Shawnee.
Is AIH Receivable Management Services a legit Debt Collection Agency?
AIH Receivable Management Services is seen as a legitimate debt collection agency. They have been in business since 1992, and have their BBB file open since 2008. They are run by Ms. Libby Hancock, who is listed as the manager of AIH Receivable. They have a BBB rating of A+, and are not accredited by the BBB.
AIH Receivable Management Services Contact Information
Address: 5800 Foxridge Dr Ste 105 Shawnee Msn, KS 66202-2335
Other Address: 5425 Martindale Shawnee, KS 66218
Box: P.O. Box 70 Mission, KS 66201
Fax Number: 1-913-441-0236
Phone Number: 1-800-666-4609
Other Phone: 1-913-535-1000
Does AIH Receivable Management Services have Complaints against them?
AIH Receivable currently has no listed complaints against them in the BBB website.
AIH Receivable currently has 6 complaints listed against them in the Consumer FInancial Protection Bureau Consumer Complaint Database.
What kind of Complaints have been made?
The complaints made against AIH Receivable Management Services all stem from Debt collection issues. Of the 6 complaints against them, AIH Receivables had all 6 under the issue of debt collection.
The sub-issue of many dealt with calling back on debts already paid, not verifying debts with proper information, harassing phone calls to both the victim and the victim's employer, as well as abusive and threatening language.
Are the Practices of AIH Receivable Management Services Legal?
Of the complaints made, almost all of the practices and attempts of getting a payment out of the victims would be considered illegal and excessive harassment. This is covered in the Fair Debt Collection Practices Act. The Fair Debt Collection Practices Act explicitly protects those that are getting harassed and aggressively pressured into paying debts through forceful means. These means and practices that are deemed illegal can be, but are not limited to:
- Excessive and abusive phone calls
- Improper and misguidance of information.
- Aggressive and threatening messages.
- Attempted contact of friends, relatives, and coworkers.
Each of the complaints made by those on the CFPB Consumer Complaint Database match those that are listed as illegal and improper debt collection practices.
How can I protect myself and fight back against AIH Receivable Management Services?
There are quite a few ways that you are able to fight back against improper claims of debts against you by AIH Receivable Management Services. Due to their nature of having issues verifying debt claims, and attempts to collect on already paid bills, a reliable way to protect yourself is to always ask for verification that the debt is truly yours. This can be done in a number of ways, such as asking for the collection ID, or asking them to show proof of the debt through written papers or other such verification methods.
It is also important to document and record all forms of debt collector harassment, from the wrong number calls to the negative and abusive messages and letters left by the debt collectors. You can either gain photographic evidence of letters or messages, and can record phone calls through systems to ensure that the debt collectors can not claim ignorance.
Another way you can protect yourself is to hire yourself an experienced and knowledgeable debt collection harassment lawyer or attorney. We here at the Law Office of Paul Mankin, APC have a strong set of debt collection harassment attorneys that are able to not only help you stop the debt collector harassment, but also report the harassment to the proper authorities. They can help you build a solid case against the harassment as well, and ensure that you are properly compensated for the emotional and possible physical damage that you have sustained.
If you or someone you love has been a target of harassment, debt collector wrong number and robo calls, or have been threatened with legal abuse, then contact Law Office of Paul Mankin, APC at 1-800-219-3577. Let us help you against the harassment of debt collectors.