There are some debt collection agencies that are fairly well known in the world. Some work directly under credit card companies to help collect on unpaid debts. Others work independently, allowing for a smooth debt collection retrieval to take place.
However, there are some cases where debt collectors push the envelope on how they attempt to collect. Usage of robocallers and threatening letters and messages are just some of the tactics used by some in the debt collection business. Not only that, there are plenty of scammers and illegal activities being done in an attempt to make a bit of money.
One such debt collection agency is AIT Credit Services. If you have not heard about them, then no fear. These are the important facts to note about AIT Credit Services, and if they can be trusted or not.
What is AIT Credit Services?
AIT Credit Services Inc. is listed as a collection agency that is based out of New York. Started in 1991, they also go by the name A.I.T. Credit Services Inc. Their president is Mr. Teper, as listed on the Better Business Bureau.
Is AIT Credit Services a legit Debt Collection Agency?
They are considered to be a legitimate company. They currently have been in business for 28 years, and have no complaints on the BBB website. However, there is no given rating for AIT Credit Services, as the BBB states that they do not have enough information to give a proper rating to them. This could either mean that they have not filled out the information, or that they do not wish for the information to be made readily available.
AIT Credit Services Contact Information
Address: 1739 East 45th Street Brooklyn, NY 11234
Other Address: 2222 Flatbush Avenue, #391 Brooklyn NY 11234
Phone Number: 1-718-241-1650
Other Phone: 1-718-241-1713
Fax Number: 1-718-241-0690
Website: https://aitcredit.com/
Does AIT Credit Services have Complaints against them?
Currently, AIT Credit Services has no complaints against them on the Better Business Bureau.
Currently, AIT Credit Services has no complaints against them listed within the Consumer Financial Protection Bureau Consumer Complaint Database.
Does this mean they are safe and harmless?
Unfortunately, this cannot be further from the truth. Just because there are no listed complaints does not mean some have not been made. As listed on their website, they are more for the people attempting to collect on the debt as a third party collector. This means they may attempt to use just about any means to collect on your debt. This can include robocalls, excessive harassing phone calls, as well as robocalls. If you feel that the messages and calls that you have received are excessive in nature, then understand that you do have the law on your side through the Fair Debt Collection Practices Act, as well as companies that are willing to help you fight back against such abusive behavior.
How can I protect myself and fight back against AIT Credit Services?
To start the fight back against AIT Credit Services, you need to start at the root of the debt itself. This means to verify if the debt is even yours to begin with. Ask AIT Credit Services if they have any proof or verification that the debt is yours. If so, request for a written letter that states it as such, as well as contact information on who the debt is owed to.
If the debt has been authorized, and you are still being harassed, then send a cease and desist letter to the company. Make sure to make a copy for yourself as well, in case AIT attempts to fudge the letter up. If you feel you have been mistreated at any point during this case, it is also wise to hire an experienced and professional debt collection harassment attorney or lawyer, such as the ones here at the Law Office of Paul Mankin, APC. We here at the Law Office of Paul Mankin, APC are proud of our team that can help assist you in understanding and identifying debt collection harassment under the Fair Debt Collection Practices Act, as well as how to put a stop to it.
Not only can we help you to defend against harassment, we can also help to build a case, and assist you in understanding where the illegal collection patterns are for debt collectors. We are also able to help facilitate any communications or discussions between the parties, ensuring that nothing you say can be used against you.
The most important bit of information in your fight is to always remain vigilant. No matter who you have at your side, it can seem like a daunting battle against such a large company and collection agency. If you have ever been the subject of:
- Multiple calls per week from a third party collection agency
- Multiple calls in the early morning or late night from debt collectors.
- Violent and belligerent language and harassment from debt collectors.
- Threats of arrests or poor credit due to outstanding debts.
- Having your friends, family, and coworkers harassed from debt collectors.
- Automated robocalls from third party collection agencies.
Then you may have a case available under the Fair Debt Collection Practices Act and California Fair Debt Collection Practices Act. So do not wait, make sure to give us a call, and get started fighting back against the debt collection harassment.