Yes, a debt collector can contact you after the statute of limitations is up. This is because the statute of limitations on debt collection only limits the amount of time a creditor or debt collector has to sue you in an attempt to collect on the debt; it does not limit the amount of time they ha...
What you should do if you are injured in a San Diego Slip and Fall accident
Has a collection agency contacted you claiming you owe a bill you do not remember incurring and that does not appear on your credit report? Many unpaid bills will not appear on your credit report until after they have been turned over to a collection agency and some will never find their way onto...
As many people know, slip and fall cases can be quite a nasty detail. If it is on someone else's property, the property owner may look for any way to disregard the event and not have to pay out. In terms of the victim, they may seek financial aid due to ensuing injuries they may have sustained th...
Being at the center of a slip and fall case is never an easy situation. On the one hand, many feel as though it will be partially their own fault and that they should have been able to prevent it. On the other, they may feel that the facility in question is to blame, yet have no way to prove it. ...
Hospital accidents can happen without warning, and in many different scenarios and situations. Having these situations befall you as a possible patient can lead to severe harm, especially if you are in a current frail state physically. These events can ride the fine line of a potential legal clai...
Owner Resource Group is a private investment firm located in Austin, Texas. In 2016 the company acquired GC Services, one of the country's oldest and largest providers of call centers and debt collection services. The collection agency collects for a wide range of businesses and government entiti...
A federal lawsuit filed in June of 2019 in Florida's Southern District court alleges that Jeremy Lee Marcus used PNC Bank accounts to run a fraudulent debt relief scheme that bilked consumers out of $85 million. Marcus used over a dozen business names, including 321 Loans, Helping America Group, ...
Holzman v. Malcolm S. Gerald & Assocs., Inc. In a recent published decision by the Eleventh Circuit Court of Appeals, the court reviewed a district court's dismissal of a set of federal claims against a debt collector for attempting collect on a time-barred debt. As detailed in the Southern Flor...
DiNaples v. MRS BPO, LLC, et al. In a recent published decision, the Third Circuit Court of Appeals upheld a judgment issued by the Western District of Pennsylvania in a class action matter regarding the lawfulness of printing confidential information in the form of “QR” codes on the outside of ...
If you are being harassed by a debt collector to pay a bill that your insurance company should have paid, you may have found that simply telling the collector this did nothing to persuade them to stop their collection attempts. This is because it is not a debt collector's job to investigate insu...
How you should deal with a debt collector depends on whether you owe the debt, do not owe the debt, or are unsure if you owe the debt, your financial situation, and your current and ultimate financial goals. How to Deal with a Debt Collector if You Owe the Bill If you know you owe the bill and ...
Debt collectors are hired by the original creditor, or person who is owed money, to collect the debt for them. Once a creditor hires a debt collector, all payments should be made to the debt collector and not the original creditor. However, before paying any debt collector you should obtain certa...
Frank Abagnale, Jr., a notorious conman and identity thief, turned trusted FBI consultant and one of the world's most respected authorities on fraud, forgery and cyber security is now offering his advice on protecting yourself from becoming a victim of identity theft. Who is Frank Abagnale, Jr.?...
Four Star Resolution, LLC's owner and CEO was sentenced to 100 months in prison in April of 2017 for coercing thousands of consumers into paying more than $31 million to settle alleged debts. Travell Thomas directed associates at his debt collection agency to: Inflate the balances of debts owe...
Portfolio Recovery Associates, LLC is a company that purchases debt from credit card companies for pennies on the dollar. Oftentimes, companies, such as Portfolio Recovery, LLC, who purchase old debt, receive very little information from the original creditor and are therefore unable to prove tha...
How Do Debt Collectors Find You? If you are looking for ways to hide from a debt collector, you may be disappointed in the end, as it is very difficult to hide from someone who has been hired to locate you, even if you have changed your phone number and moved several times. So how do debt colle...
In a word: yes. Under the Equal Credit Opportunity Act (ECOA), anyone regularly involved in reviewing consumer credit or credit-related information for the purpose of deciding whether to approve an application must provide a certain type of notice anytime an adverse action is taken—i.e., when an ...
Over 15 million Americans fall victim to identity theft every year costing over $16 billion in stolen funds. Recovering from identity theft can at first seem like a daunting task, but it does not have to be if you follow the recommendations of the Federal Trade Commission (FTC), national credit r...
Has a creditor threatened to take your tax refund check or have you heard stories that they will if you do not pay the bill? Can a creditor take a tax refund check? The short answer is maybe. It depends on what you mean by ‘take my check', who the creditor is, what point in the collection process...
An application for credit or a loan, including auto loans, permits a potential lender to run a “hard” credit inquiry for the purpose of assessing a consumer's credit risk. Since a hard credit inquiry appears on the consumer's credit report and affects the consumer's credit score, it is important ...
A consumer attorney, also known as a consumer protection attorney, is an attorney who specializes in consumer protection law. These attorneys help consumers use the law to protect themselves from businesses who use unfair or deceptive practices when dealing with the public and selling goods or se...
There are many forms of identity theft and the term refers to any crime where someone obtains and uses another's personal information in order to commit fraud or deception, usually for personal financial gain. Along with technology has entire new ways to steal a person's identity, and whole new w...
Does Ace Cash Express call your job attempting to collect on a past due pay day loan? If it does, it may be violating the law and you could have a claim against them. So what is the law and how do you make the calls to your place of employment stop? Can Ace Cash Express Call Your Job? If your ...
Credit One Bank is not a stranger to complaints and even class action lawsuits regarding its abusive collection practices. The nationally chartered bank, headquartered in Las Vegas, Nevada has been accused of violating both the federal Telephone Consumer Protection Act (TCPA) and California's Ros...
