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Do I owe a bill if it is not listed on my credit report?

Posted by Paul Mankin | Oct 22, 2019 | 0 Comments

Has a collection agency contacted you claiming you owe a bill you do not remember incurring and that does not appear on your credit report? Many unpaid bills will not appear on your credit report until after they have been turned over to a collection agency and some will never find their way onto...

Owner Resource Group Purchases Debt Collection Agency

Posted by Paul Mankin | Oct 18, 2019 | 0 Comments

Owner Resource Group is a private investment firm located in Austin, Texas. In 2016 the company acquired GC Services, one of the country's oldest and largest providers of call centers and debt collection services. The collection agency collects for a wide range of businesses and government entiti...

PNC Bank Accused of Assisting in $85 Million Fraud Scheme

Posted by Paul Mankin | Oct 18, 2019 | 0 Comments

A federal lawsuit filed in June of 2019 in Florida's Southern District court alleges that Jeremy Lee Marcus used PNC Bank accounts to run a fraudulent debt relief scheme that bilked consumers out of $85 million. Marcus used over a dozen business names, including 321 Loans, Helping America Group, ...

How to Deal with a Debt Collector

Posted by Paul Mankin | Oct 07, 2019 | 0 Comments

How you should deal with a debt collector depends on whether you owe the debt, do not owe the debt, or are unsure if you owe the debt, your financial situation, and your current and ultimate financial goals. How to Deal with a Debt Collector if You Owe the Bill If you know you owe the bill and ...

Portfolio Recovery is Harassing Me!

Posted by Paul Mankin | Oct 03, 2019 | 0 Comments

Portfolio Recovery Associates, LLC is a company that purchases debt from credit card companies for pennies on the dollar. Oftentimes, companies, such as Portfolio Recovery, LLC, who purchase old debt, receive very little information from the original creditor and are therefore unable to prove tha...

What To Do If You Are A Victim Of Identity Theft?

Posted by Paul Mankin | Sep 19, 2019 | 0 Comments

Over 15 million Americans fall victim to identity theft every year costing over $16 billion in stolen funds. Recovering from identity theft can at first seem like a daunting task, but it does not have to be if you follow the recommendations of the Federal Trade Commission (FTC), national credit r...

Can A Creditor Take My Tax Refund Check?

Posted by Paul Mankin | Sep 19, 2019 | 0 Comments

Has a creditor threatened to take your tax refund check or have you heard stories that they will if you do not pay the bill? Can a creditor take a tax refund check? The short answer is maybe. It depends on what you mean by ‘take my check', who the creditor is, what point in the collection process...

How Many Times Can A Car Dealership Pull My Credit?

Posted by Paul Mankin | Sep 19, 2019 | 0 Comments

An application for credit or a loan, including auto loans, permits a potential lender to run a “hard” credit inquiry for the purpose of assessing a consumer's credit risk. Since a hard credit inquiry appears on the consumer's credit report and affects the consumer's credit score, it is important ...

What is a Consumer Attorney?

Posted by Paul Mankin | Sep 17, 2019 | 0 Comments

A consumer attorney, also known as a consumer protection attorney, is an attorney who specializes in consumer protection law. These attorneys help consumers use the law to protect themselves from businesses who use unfair or deceptive practices when dealing with the public and selling goods or se...

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