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How to Deal with a Debt Collector

Posted by Paul Mankin | Oct 07, 2019 | 0 Comments

How you should deal with a debt collector depends on whether you owe the debt, do not owe the debt, or are unsure if you owe the debt, your financial situation, and your current and ultimate financial goals. How to Deal with a Debt Collector if You Owe the Bill If you know you owe the bill and ...

Portfolio Recovery is Harassing Me!

Posted by Paul Mankin | Oct 03, 2019 | 0 Comments

Portfolio Recovery Associates, LLC is a company that purchases debt from credit card companies for pennies on the dollar. Oftentimes, companies, such as Portfolio Recovery, LLC, who purchase old debt, receive very little information from the original creditor and are therefore unable to prove tha...

How Do Debt Collectors Find You?

Posted by Paul Mankin | Oct 01, 2019 | 0 Comments

How Do Debt Collectors Find You? If you are looking for ways to hide from a debt collector, you may be disappointed in the end, as it is very difficult to hide from someone who has been hired to locate you, even if you have changed your phone number and moved several times. So how do debt colle...

What To Do If You Are A Victim Of Identity Theft?

Posted by Paul Mankin | Sep 19, 2019 | 0 Comments

Over 15 million Americans fall victim to identity theft every year costing over $16 billion in stolen funds. Recovering from identity theft can at first seem like a daunting task, but it does not have to be if you follow the recommendations of the Federal Trade Commission (FTC), national credit r...

Can A Creditor Take My Tax Refund Check?

Posted by Paul Mankin | Sep 19, 2019 | 0 Comments

Has a creditor threatened to take your tax refund check or have you heard stories that they will if you do not pay the bill? Can a creditor take a tax refund check? The short answer is maybe. It depends on what you mean by ‘take my check', who the creditor is, what point in the collection process...

How Many Times Can A Car Dealership Pull My Credit?

Posted by Paul Mankin | Sep 19, 2019 | 0 Comments

An application for credit or a loan, including auto loans, permits a potential lender to run a “hard” credit inquiry for the purpose of assessing a consumer's credit risk. Since a hard credit inquiry appears on the consumer's credit report and affects the consumer's credit score, it is important ...

What is a Consumer Attorney?

Posted by Paul Mankin | Sep 17, 2019 | 0 Comments

A consumer attorney, also known as a consumer protection attorney, is an attorney who specializes in consumer protection law. These attorneys help consumers use the law to protect themselves from businesses who use unfair or deceptive practices when dealing with the public and selling goods or se...

Does Ace Cash Express Call Your Job?

Posted by Paul Mankin | Sep 10, 2019 | 0 Comments

Does Ace Cash Express call your job attempting to collect on a past due pay day loan? If it does, it may be violating the law and you could have a claim against them. So what is the law and how do you make the calls to your place of employment stop? Can Ace Cash Express Call Your Job? If your ...

Credit One Bank Harassment

Posted by Paul Mankin | Sep 04, 2019 | 0 Comments

Credit One Bank harassment has been reported to the Better Business Bureau (BBB) by over 1,200 consumers in the last four years. Complaints allege that the credit card company has harassed consumers by placing repeated calls to their cellular phones, attempting to collect for charges that were re...

Can Allied Interstate Garnish My Wages?

Posted by Paul Mankin | Jul 25, 2019 | 0 Comments

Is Allied Interstate garnishing your wages or have they threatened to garnish your wages? Can they do this? The answer depends. Any creditor or debt collector may be able to garnish your wages, but they must follow the proper procedure, and some wages are exempt from garnishment. Can Allied Inte...

Creditor Harassment after Chapter 7

Posted by Paul Mankin | Jul 24, 2019 | 0 Comments

While federal law prohibits a creditor or debt collector from attempting to collect on a debt after it has been discharged in bankruptcy, creditor harassment after chapter 7 is quite common. Collectors oftentimes pretend to be unaware of the bankruptcy filing or simply lie about your legal respon...

Help! I Owe Ace Cash Express Money

Posted by Paul Mankin | Jul 23, 2019 | 0 Comments

Help! I Owe Ace Cash Express Money If you have borrowed money from Ace Cash Express and have defaulted on the loan and are being harassed to pay it, or are unable to pay and will soon default, do not panic. There are some things you can do to attempt to resolve the matter first. I Owe Ace Cash ...

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While financial compensation is a goal in many of the cases we handle, holding the parties who are responsible for your physical and financial safety accountable is just as important.


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