Has a debt collector continued to contact you after being told by you in writing to cease contact?
The FDCPA prohibits debt collectors from communicating with you after you have informed them in writing to stop communication. Once the debt collector has received a letter from you requesting that all communication stop, the debt collector may only contact you again to either inform you that the debt collector is no longer seeking to collect the debt or to inform you that the debt collector will be filing a lawsuit.
If you have not yet requested a debt collector to stop communication, we recommend sending a letter via certified mail with a return receipt. This will provide proof that the debt collector received the letter. Please retain a copy of the letter and the return receipt for your records. If you need assistance in drafting this letter, our office is willing to help.
If you have already sent a letter via certified mail with a return receipt, and the debt collector continues to contact you either by phone or letter, please contact our office for a free, no obligation consultation at 1-800-219-3577.