Has a debt collector threatened you with a lawsuit if you did not pay?
The only thing worse than managing debt is worrying about an impending lawsuit. Debt collectors know this and will often times use the threat of a lawsuit to coerce you into paying a debt. The FDCPA and RFDCPA prohibits debt collectors from threatening to file a lawsuit when the debt collector does not actually intend to file suit. Although debt collectors can file a lawsuit, debt collectors are not permitted to threaten legal action just to get you to make a payment. This is considered a false and misleading representation and the debt collector should be held accountable for such reprehensible practices.
If a debt collector is threatening to take legal action against you, please contact our office for a free, no obligation consultation at 1-800-219-3577.