A DEBT COLLECTOR MAY NOT VERBALLY ABUSE YOU.
Has a debt collector or creditor been verbally abusive to you?
Under the FDCPA, a debt collector may not be verbally abusive while attempting to collect on a debt. What exactly does “verbally abusive” mean?
For some debtor's the verbal abuse they have experienced at the hands of a debt collector is clear. A message on the answering machine asking, ‘have you ever been raped?” or a collector for a funeral home telling the decedent's family if they do not pay the bill, their loved ones body will be dug up and hung from a tree. But the verbal abuse does not have to go that far for the collector to violate the law.
Verbal abuse may include:
- Using obscene or profane language
- Yelling or screaming
- Calling you names
- Insulting you or saying anything meant to humiliate you
- Intimidating you in an effort to collect on the debt
This list is not all inclusive, and if you feel as if you have been verbally abused by a creditor or debt collector, you probably have.
If you believe a creditor or debt collector has been verbally abusive to you, please contact our office for a free, no obligation case review at 1-800-219-3577.