Have you ever received a postcard from a debt collector attempting to collect money from you?
The FDCPA regulates communications between debt collectors and consumers. Under this federal law, debt collectors are prohibited from engaging in unfair practices to collect debts. Prior to enacting the FDCPA, Congress heard testimony regarding some of the unfair practices utilized by unethical debt collectors. Communicating with consumers via postcard is one such common and unfair practice. As a result, the FDCPA expressly prohibits debt collectors from contacting you with a postcard.
If you have received a postcard from a debt collector, please contact our office for a free, no obligation consultation at 1-800-219-3577.