What is ABC Collectors?
ABC Collectors is known as a debt collections services company. Established in 1964, they have been in business for approximately 55 years, and have plenty of years under their corporation heading. Although they are fairly high standing, and do not have as many complaints lodged against them as other debt collection agencies, they still have been seen to use some underhanded methods of collecting on debts, some of which may infringe upon your rights.
Is ABC Collectors a legit Debt Collection Agency?
ABC Collectors are a legitimate debt collection agency. Operating out of Kalispell, Montana, they have been operating within the Montana area for 55 years. Their contact representative is Noah Bodman, who is listed as the owner of the facility. They currently hold a rating of A+ with the Better Business Bureau, with no complaints on their platform. However, the ratings do not take into account customer reviews.
ABC Collectors Contact Information
Address: 130 5th St E, Kalispell, MT 59901-4950
Fax Number: 1-(406)-752-8005
Phone Number: 1-(888)-418-8001
Other Phone: 1-(406)-752-8005
Email: [email protected]
ABC Collectors, Inc.
P.O. Box 1099
Kalispell, MT 59903
Does ABC Collectors have Complaints against them?
ABC Collectors currently have no complaints against them through the Better Business Bureau. They do have one complaint lodged against them through the Consumer Financial Protection Bureau's consumer complaint database. They have also been involved in a court case over a specified amount of debt that was incurred by a debtor.
What kind of Complaints have been made?
Although minimal, the complaint that they had filed against them back in 2018 through the Consumer Financial Protection Bureau's consumer complaint database highlights the some of the harassment, abuse, and underhanded methods debt collectors will use in an attempt to elicit a payment from you.
The complaint lodged specifically dealt with an issue of late or misguided information. The victim reportedly filed that they were billed in 2018 for a debt that they needed to pay on a medical bill. They ascertain that they were given information on the debt itself, but were given no notice of a right to dispute the claim of debt.
There was also a case involving ABC Collectors with regard to a medical debt in 2006. In this case, it was seen that ABC Collectors had billed the victim for a medical charge checked at over $11,000. However, the victim disputed that the bill was not accurately given to them, and that they were not informed of the debt until penalties were incurred.
As such, the issues seen center around either misinformation on the part of ABC Collectors, or shallow and shady practices that is borderline debt collector harassment and abuse.
Are the Practices of ABC Collectors Legal?
Although they have not done anything illegal that has been documented, their usage of certain practices do deem them difficult to deal with. Debt collector abuse and harassment is very prevalent in the industry, and can come in many forms and shapes. If you are not properly informed or educated on these kinds of harassment, you may fall prey to a debt collector collecting on an imaginary debt.
There exist many types of harassment methods from collection agencies. Multiple phone calls, robocalls, and emails can all be considered harassment if done outside of proper hours, or if done in excess. This falls under the FDCPA, or Fair Debt Collections Practices Act. These laws prevent debt collectors from using underhanded and abusive methods, such as:
- Abusive or threatening language
- Harassment and threatening of physical harm
- Using false or misleading information to attempt to collect a debt
These are just a few of the practices and methods that a debt collection agency may attempt to harass and force you to pay a debt that may or may not be your own.
How can I protect myself and fight back against ABC Collectors?
Thankfully, there are plenty of ways to defend and shield yourself from the constant harassment of a debt collector. If you are currently being harassed, or feel you may start getting harassed, it is best to enlist the assistance and help of an experienced debt collector harassment lawyer or attorney.
Having an attorney by your side with experience and knowledge about how debt collectors tend to work can ensure that you are safe against some of their more underhanded methods. Our collection harassment attorneys here at Law Office of Paul Mankin, APC bring with them a wealth of knowledge, such as how to report and stop harassment from debt collectors, what debt collector harassment is, and how long debt collector harassment will last. They can also assist in helping you build a case against them,
The most important step when protecting yourself against debt collectors such as ABC Collectors, however, is to remain vigilant in your attempt to reclaim your money through compensation. It may seem daunting and difficult to win against a large corporation, but with the right team and right help, you can ensure that the harassment stops, and that the abuse is reported. If you have ever been the subject of:
- Multiple calls per week from a third party collection agency
- Multiple calls in the early morning or late night from debt collectors.
- Violent and belligerent language and harassment from debt collectors.
- Threats of arrests or poor credit due to outstanding debts.
- Having your friends, family, and coworkers harassed from debt collectors.
- Automated robocalls from third party collection agencies.
If you feel that ABC Collectors, Inc. is using unfair or abusive practices in order to collect a debt from you, it is time to hold them accountable. Please contact our office for a free, no obligation case review at 1-800-219-3577.