Although there are plenty of smaller groups of debt collection agencies about, there are some that hold larger stakes in the business, even though they were started much later than others. Ability Recovery Services, LLC is one such debt collection agency, with a large backing and history over the years. However, they do have a difficult past, which leads to them having very poor reviews.
What is Ability Recovery Services, LLC?
Ability Recovery Service is a Collections agency that has been operating since 2005. After the business was started in 2005, in February, their BBB file was opened in 2009, with their business being incorporated in 2011 in Pennsylvania. They currently hold an A+ rating with the BBB, while maintaining a 1.10/5 rating with an average of 25 customer reviews.
Is Ability Recovery Service a legit Debt Collection Agency?
Yes, Ability Recovery Services, LLC is a legitimate debt collection agency. Having been operating for quite some time, approximately 14 years and counting, they also have multiple other locations within Pennsylvania. Currently, the Better Business Bureau has listed 2 other addresses for them within Pennsylvania, giving them a much wider berth to work with.
Ability Recovery Service Contact Information
Addresses:
284 Main St, DuPont, PA 18641-1960
18 Pierce Street Kingston, PA 18704
1 Montage Mountain Rd, Moosic, PA 18507-1777
Fax Number: 1-(570)-207-2682
PO Box: PO Box 4262 Scranton, PA 18505-6262
Phone Number: 1-(855)-207-1892 ext. 205
Website: http://www.abilityrecoveryservices.com
Does Ability Recovery Services, LLC have Complaints against them?
Ability Recovery Services, LLC have quite a few complaints lodged against them. With the BBB, they have 267 complaints closed within the last 3 years, with 107 of those complaints lodged within the last 12 months. A search of Ability Recovery Service on the Consumer Finance Protection Bureau Consumer Complaint Database shows a total of 945 matching complaints made against the Ability Recovery Service.
What kind of Complaints have been made?
The complaints range in variation and severity. The most common one that can be seen is that Ability Recovery Service tend to attempt to collect on bills that have either been already paid, or that do not even have a bill to pay in the first place.
Many also detail phone harassment and physical harassment, from harassing phone calls, as well as direct debt collector harassment from things such as letters, meetings, and after-hours harassment. Both the Better Business Bureau and the CFPB consumer complaint database detail improper filings and misleading and fraudulent paperwork being sent to them, which is also a major violation with the laws in place.
Are the Practices of Ability Recovery Service Legal?
Many of the practices done by Ability Recovery Service are deemed illegal, or borderline legal. These include such things as: Harassing phone calls, harassing family and friends, and fraudulent or misleading information on paperwork. This includes such things as medical information fraudulence, calls on credit cards and harassment from credit card companies, as well as persistent calls and contact even when told to stop.
How can I protect myself and fight back against Ability Recovery Service?
Although it may seem perilous, there are actually numerous ways that you can help defend yourself against such harassment and abuse from debt collectors. The first step is to hire an experienced and knowledgeable debt collection harassment lawyer or attorney.
Having an attorney that focus in these issues will help you stay on course and be able to build a case for you. These attorneys, such as the collection harassment ones we have here at The Law Office of Paul Mankin, APC make sure to help you understand how to stop debt collector harassment, how to report debt collector harassment, and how to identify harassment and abuse.
Not only can we help you to defend against harassment, we can also help to build a case, and assist you in understanding where the illegal collection patterns are for debt collectors. We are also able to help facilitate any communications or discussions between the parties, ensuring that nothing you say can be used against you.
The most important bit of information in your fight is to always remain vigilant. No matter who you have at your side, it can seem like a daunting battle against such a large company and agency. If you have ever been the subject of:
- Multiple calls per week from a third party collection agency
- Multiple calls in the early morning or late night from debt collectors.
- Violent and belligerent language and harassment from debt collectors.
- Threats of arrests or poor credit due to outstanding debts.
- Having your friends, family, and coworkers harassed from debt collectors.
- Automated robocalls from third party collection agencies.
If you feel as if you are being harassed or abused by Ability Recovery Services, LLC, it is time they are held accountable for their actions. Please call our office at 1-800-219-3577, for a free, no obligation consultation.