Debt collector harassment and credit card company harassment can come in many forms. Debt collection is one of the most stringent and difficult businesses to deal with, as you may be hounded and threatened for various reasons as they attempt to illicit payment from you in one way or another.
These debt collection agencies, such as Advanced Capital Solutions, Inc, may attempt to use specific methods and practices that may or may not be illegal under law. However, do all businesses practice these ways? Is Advanced Capital Solutions, Inc, utilizing proper methods? Here are some notable points to take if you or a loved one has been contacted by Advanced Capital Solutions, Inc.
What is Advanced Capital Solutions, Inc?
Advanced Capital Solutions, Inc, is listed as a collection agency based out of Ohio. Relatively new, they were established in 2012, and are currently licensed through the Maryland Department of Labor, Licensing and Regulation, as well as the State of Washington Business Licensing Service.
Is Advanced Capital Solutions, Inc a legit Debt Collection Agency?
Yes, they are a legitimate Debt Collection Agency. They were established on 9/25/2012 in Ohio, with their Better Business Bureau file being opened on 10/24/2013. They are currently not accredited through the BBB, and hold a B Rating with the BBB as well after 17 customer reviews. THe BBB rating does not take into account Customer Reviews.
Advanced Capital Solutions, Inc Contact Information
Address: 5553 Whipple Ave NW Ste 5 North Canton, OH 44720-7760
Phone Number: 1-(888)-907-4082
Other Phone: 1-(855)-477-8864
Fax Number: 1-(716)-748-8000
Website: http://www.advancedcapsolutions.com
Email: [email protected]
Does Advanced Capital Solutions, Inc have Complaints against them?
Advanced Capital Solutions, Inc currently have 65 total complaints listed against them on the BBB within the last 3 years. Of those, 24 complaints were closed within the last year.
The Consumer Financial Protection Bureau Consumer Complaint Database currently holds no complaints for Advanced Capital Solutions, Inc.
What kind of Complaints have been made?
Of the 65 complaints lodged against Advanced Capital Solutions Inc, 60 of them have been in regards to billing and collections. The other 5 had issues with the service and product served by the company.
The most recent complaint of 09/27/19 lists that Advanced Capital Solutions Inc. had attempted to use a number changer in an attempt to hide their number so that they could call a victim multiple times. There is a complaint from 08/06/19 that states that there may have been an attempt at scamming using the number from Advanced Capital Solutions Inc. as well.
Lastly, there are multiple complaints stating that they were threatened with legal action on multiple occasions if they did not pay their debt off, even if they challenged that they did not have a debt to begin with, and that there was no proof of the debt available.
Are the Practices of Advanced Capital Solutions, Inc Legal?
The practices listed above are all to be considered illegal. Masking of the phone numbers is a violation of information, and abusive phone calls violate the FDCPA laws.
The Fair Debt Collection Practices Act is seen as the federal law that governs over debt collection practices. These laws protect people such as yourselves against abusive behaviors and harassment.
Debt collector harassment can be, but is not limited to:
- Harassing phone calls
- Abusive or threatening language used
- Improper information or misinformation handling
How can I protect myself and fight back against Advanced Capital Solutions, Inc?
If you or a loved one have been contacted by Advanced Capital Solutions Inc, and have been harassed and threatened, then you need to take precautionary steps. The safest and simplest option is to hire yourself an experienced and knowledgeable debt collector harassment lawyer and attorney.
We here at The Office of Paul Mankin, APC have a strong and experienced team of debt collector harassment lawyers and attorneys that are willing to help you and assist you with getting back compensation for the harassment of debt collectors. We are able to help you identify debt collector harassment, as well as stop the harassment, and report the harassment to the proper authorities.
Not only can we help you to defend against harassment, we can also help to build a case, and assist you in understanding where the illegal collection patterns are for debt collectors. We are also able to help facilitate any communications or discussions between the parties, ensuring that nothing you say can be used against you.
The most important bit of information in your fight is to always remain vigilant. No matter who you have at your side, it can seem like a daunting battle against such a large company and agency. If you have ever been the subject of:
- Multiple calls per week from a third party collection agency
- Multiple calls in the early morning or late night from debt collectors.
- Violent and belligerent language and harassment from debt collectors.
- Threats of arrests or poor credit due to outstanding debts.
- Having your friends, family, and coworkers harassed from debt collectors.
- Automated robocalls from third party collection agencies.
Then you may have a case available. So do not wait, make sure to give us a call, and get started fighting back against the debt collection harassment.