Getting a call from a collection agency can be a stressful and chaotic period in your life. You may not know why they are calling, or who they are even calling for. You may be inclined to just fall into what they are attempting to ask of you, just to make them stop harassing you. However, these solutions may not be the right ones. This is also the case if you have been contacted by Advanced Credit Management, which is known as a credit service and collection agency.
What is Advanced Credit Management?
Advanced Credit Management is listed as a credit service and debt collection agency on the Better Business Bureau directory. They have been in business for 32 years, and opened their BBB file in 2006.
They are associated with Advanced Billing Management, a medical billing company, and almost sister company to Advanced Credit Management.
Is Advanced Credit Management a legit Debt Collection Agency?
Advanced Credit Management are a legitimate debt collection agency. Started in 1987, they were incorporated in Utah, and currently still reside there. They hold their business out of Orem, Utah, and have an A+ rating with the BBB.
Their sister company, Advanced Billing Management, has no known information within the BBB database. It is stated on their website that Advanced Billing Management is primarily their medical billing company, which Advanced Credit Management is the parent company of.
Advanced Credit Management Contact Information
Address: 835 N 900 W, Orem, UT 84057-7701
Fax Number: 1-(801)-431-0385
Phone Number: 1-(801)-224-6200
Does Advanced Credit Management have Complaints against them?
There are currently no listed complaints against Advanced Credit Management. The BBB has 0 complaints in the years that it has been opened. A quick search on the Consumer Finance Protection Bureau Consumer Complaint Database shows that there are no lodged complaints against Advanced Credit Management, either.
There are no listed complaints against Advanced Billing Management through the CFPB consumer complaint database. The Better Business Bureau also has no information on Advanced Billing Management, which would hold that they may not be a fully credited company.
Are the Practices of Advanced Credit Management Legal?
Although there are no formally lodged complaints against Advanced Credit Management, this does not mean that you should completely trust them at all points. There is a fine line that should be drawn when talking about how a debt collection agency attempts to collect on a debt.
With Advanced Credit Management, they tend to deal primarily with businesses and companies. This means their management of personal or individual debts and collections may be on a more shaky ground. If push comes to shove, they may have a tendency to harass and call you excessively, which would be a breach of the FDCPA. Things such as debt collector harassment through wrong number calls, or harassment through abusive and threatening acts can be a major issue when it comes to debt collectors.
How can I protect myself and fight back against Advanced Credit Management?
Protecting yourself against such aggressive and abusive behaviors can be somewhat tricky. However, with the right tools and people by your side, you can always have a chance at putting a stop to the power trip of debt collectors.
The main way to stop debt collector harassment is to hire and employer a debt collector harassment lawyer or attorney. We here at The Law Office of Paul Mankin, APC have a strong, experienced group of collection harassment lawyers and attorneys that would be willing to assist and help you against the injustice of debt collectors. We are able to help identify what is considered to be harassment by debt collectors, stopping the debt collector harassment, and reporting the harassment to the proper authorities.
Not only can we help you to defend against harassment, we can also help to build a case, and assist you in understanding where the illegal collection patterns are for debt collectors. We are also able to help facilitate any communications or discussions between the parties, ensuring that nothing you say can be used against you.
The most important bit of information in your fight is to always remain vigilant. No matter who you have at your side, it can seem like a daunting battle against such a large company and agency. If you have ever been the subject of:
- Multiple calls per week from a third party collection agency
- Multiple calls in the early morning or late night from debt collectors.
- Violent and belligerent language and harassment from debt collectors.
- Threats of arrests or poor credit due to outstanding debts.
- Having your friends, family, and coworkers harassed from debt collectors.
- Automated robocalls from third party collection agencies.
Then you may have a case available. So do not wait, make sure to give us a call, and get started fighting back against the debt collection harassment.