Getting a call from a debt collector can be an extremely scary thing. Whether they call inquiring about a debt, or threaten you with physical harm if the bill is not paid, debt collectors seem to have free reign when it comes to harassing and abusing you or those that you care very much about.
With the current system, however, there are limitations that are in place with how much, and how far, a debt collection agency is allowed to contact you. These only apply to those debt collectors that are legal and attempting to follow the laws. For some, they may be attempting to scam you, or frisk you for a free payday. These companies that operate outside of the law can be very dangerous, as they can sometimes see very legitimate
So, how are you able to tell who is a legal debt collector, and who is not? There are a few ways to tell. For one such debt collection agency, Alexander Collections Agencies, here are the details that you need to know about, as well as if they are legitimate or not.
What is Alexander Collections Agencies, and are they legit?
With a name such as given, Alexander Collections Agencies sounds to be a very legitimate agency. Alexander Collections Agencies may appear to be a normal legitimate company, but there is virtually no information about them online. Currently, the Better Business Bureau, the online listing for almost, if not all, legitimate companies around the United States, has no known information on an Alexander Collections Agencies.
Because of this, we would be very cautious about making any payments to Alexander Collections Agencies. If this name has been registered on a phone call or email you have received, then it is possible it is a scam, and the phone call should be handled cautiously. Not only that, ensure that you are protected and document what is said to you through either a phone call or email, as this information may be vital in upcoming attempts at threatening you by the scammers.
Alexander Collections Agencies Contact Information
There is no known contact information for Alexander Collections Agencies. The better business bureau has no registered information on their website, with no page on Alexander Collections Agencies.
Although the BBB not having information on them does not mean that they are immediately excluded as a legitimate business, it is a very good indication. The BBB is considered one of the most conventional and trusted websites of collections, and is used periodically as a resourceful site to see basic information on businesses. If the business is not on the website, there are two options: the business is too new to have a company page, or they did not exist in the first place. Generally, it is safe to assume that the latter is the appropriate reason.
What does this mean for you?
With all of this information at your fingertips, it is safe to assume you were contacted by a scammer attempting to collect on a fake bill. This is not uncommon, and can happen to anyone. Because of the tendency for people to panic and become fearful when being told that they have a bill of some sort, you can easily fall into a pit of despair. You may end up getting harassed and constantly approached by these scammers, and the harassment from the fake debt collectors can, in some cases, win out. This means you may have to contact law enforcement to help you out and protect you and your family.
How can I protect myself and fight back against Alexander Collections Agencies?
If you have been contacted by Alexander Collections Agencies, there are quite a few things that you can do. The first step that you can take to prevent any further harassment is, surprisingly, asking for verification of the debt. This can be done in a number of ways, but the simplest is to ask for proper identification and verification of the debt in written form. You may also do this through electronic registry checks, and asking for a way to verify it on your own. However, asking for a written document that states the validity of the debt is well within your rights as a potential debtor.
Another way to protect yourself is to look for an experienced and knowledgeable debt collection harassment attorney or lawyer who is familiar with all the laws under the Fair Debt Collections Practices Act. Although it may not seem like the most obvious move, getting an attorney or lawyer who knows the ins and outs of the industry will be able to point out where the laws have been broken. We here at the Law Office of Paul Mankin, APC have many knowledgeable and well-versed debt collection harassment attorneys that are able to help you in your fight against the scammers. We can assist you in taking the proper steps forward to reporting the harassment, as well stopping the harassment to possibly those that you love under the Fair Debt Collection Practices Act.
Not only can we help you to defend against harassment, we can also help to build a case, and assist you in understanding where the illegal collection patterns are for debt collectors. We are also able to help facilitate any communications or discussions between the parties, ensuring that nothing you say can be used against you.
The most important bit of information in your fight is to always remain vigilant. No matter who you have at your side, it can seem like a daunting battle against such a large company and agency. If you have ever been the subject of:
- Multiple calls per week from a third party collection agency
- Multiple calls in the early morning or late night from debt collectors.
- Violent and belligerent language and harassment from debt collectors.
- Threats of arrests or poor credit due to outstanding debts.
- Having your friends, family, and coworkers harassed by debt collectors.
- Automated robocalls from third party collection agencies.
Then you may have a case available. So do not wait, make sure to give us a call, and get started fighting back against the debt collection harassment.