What is Alliance Collection Agency?
Founded in 2004, Alliance Collection Agency is a debt collection agency that reportedly operates out of Long Grove, Illinois. The company is managed by its president, Mr. Robert Pinzur, and its general manager, Mr. Joseph Ross. The company does not appear to conduct business outside of Illinois, at least not under the trade name Alliance Collection Agency.
Is Alliance Collection Agency a legit Debt Collection Agency?
Alliance Collection Agency has been recognized by the Better Business Bureau (BBB) since 2005 but is not BBB-accredited and has no BBB rating. The BBB listing has not been claimed by the business owner. It questionable whether the business operates legitimately under the name Alliance Collection Agency. Two known aliases include ‘A Alliance Collection Agency Inc' and ‘Alliance Collection Agency Inc.'
Alliance Collection Agency Contact Information:
4180 Il Route 83 #208
Long Grove, IL 60047-9563
(847) 821-7029 (phone)
(847) 821-5293 (fax)
What kind of complaints does Alliance Collection Agency have Complaints against them
Alliance Collection Agency has received no BBB complaints or reviews and does not appear to have any registered CFPB complaints.
Are Alliance Collection Agency's Practices Legal?
The FTC enforces the Fair Debt Collection Practices Act (FDCPA), which makes it illegal for debt collectors to use abusive, unfair, or deceptive practices when they collect personal debts, including credit card debt, auto loans, medical bills, student loans, mortgage, and other household debts. Under the Fair Debt Collection Practices Act, debt collectors are, generally, allowed to call, send letters, send emails, or even send text messages to collect on debts, but they are not allowed to bother consumers at inconvenient times without the debtor's permission or at locations such as a debtor's place of employment unless personal calls are permitted by the employer.
Debt collectors like Alliance, whose identity is difficult to pin down and/or who is known to do business under similar aliases, tend to be involved in complaint-generating activity that might well violate the Fair Debt Collection Practices Act. These companies often target individuals with little ability to protect themselves or to obtain assistance from an attorney. The individuals they target are often ones without reasonable access to the internet or the sophistication to make a meaningful complaint with an appropriate agency, but that is all the more reason to hold these kinds of collectors to the letter of the law. In addition to state remedies, each violation could mean a $1,000 penalty under federal law.
How can I defend myself against a debt collector like Alliance Collection Agency?
Complaints regarding a collector in any state may be filed with the Federal Trade Commission at www.ftc.gov or (877) FTC-HELP (877-382-4357), and complaints regarding any collector or other business can be made at BBB complaints. To learn more about how the federal government regulates debt collection and protects debtors and other individuals from collection harassment under the Fair Debt Collection Practices Act, see FTC Debt Collection pamphlet. Complaints regarding Illinois-based collectors can be made to the Illinois Attorney General's Office. Questions or complaints regarding Springfield-based collectors specifically can be directed to 1-800-243-0618.
If you believe you have a claim for collection harassment or are a victim of another violation of state or federal debtor's rights, you should speak with a collection harassment attorney or debt collector harassment lawyer immediately. Contact us today to discuss your matter and see how we can help at no cost to you.