What is Alliance Group & Associates LLC?
Alliance Group & Associates LLC was established and incorporated in South Carolina in February 2012. It is a small debt collection operation that is run by its general manager, Mrs. Vanessia Arnold. In seven years, the business has grown to approximately 175 employees and primarily serves payday lenders attempting to collect on unpaid loans.
Is Alliance Group & Associates LLC a legit Debt Collection Agency?
Yes, it is legit. Alliance Collection Agencies, Inc. has been recognized by the Better Business Bureau (BBB) since 2013 and has been BBB-accredited since 2015. The debt collector maintains an B rating despite having 44 BBB consumer complaints and an average 1.3-star review rating, which means the company is relatively prompt in responding to complaints and implies the business is legitimate.
Alliance Group & Associates LLC Contact Information:
600 E North St
Greenville, SC 29601-3044
(877) 908-5360 (phone)
What kind of complaints does Alliance Group & Associates LLC have against them?
In addition to 44 complaints through the Better Business Bureau, Alliance Collection Agencies, Inc. has received 22 public complaints through the Consumer Financial Protection Bureau. While some collections deal with medical or general debts, the vast majority of Alliance Group & Associates LLC's disputed collection attempts regard harassing phone calls about payday loans. Specific complaints include threats to arrest, jail, or sue the alleged debtor, threats to damage the alleged debtor's credit rating, and use of obscene and threatening language.
Consumers have provided the following additional phone numbers that might be connected to harassing calls from Alliance Group & Associates LLC:
Are Alliance Group & Associates LLC's Practices Legal?
Under the Fair Debt Collection Practices Act (FDCPA) it is illegal for a collector to use many of the collection practices employed by Alliance Group & Associates LLC, including threatening arrest and using obscene language for no purpose other than to threaten and harass the alleged debtor. These practices are unlawful under the Fair Debt Collection Practices Act (FDCPA) and could entitle you to up to $1000 in statutory damages, actual damages, and the debt collect must pay reasonable attorney's fees and costs.
How can I defend myself against a debt collector like Alliance Group & Associates LLC?
If you receive a harassing calls or letter from Alliance Group & Associates LLC, you should consult with an attorney as soon as possible to learn about your rights before attempting to resolve the matter with the collector. If you believe you have a claim for collector harassment or are a victim of another violation of state or federal debtor's rights, you should speak with a consumer rights lawyer or debt collection harassment attorney immediately. Contact us today to discuss your matter and see how we can help at no cost to you.
Complaints regarding South Carolina-based collectors can be made at https://consumer.sc.gov/consumer-resources/consumer-complaints. Complaints regarding a collector in any state may be filed with the Federal Trade Commission at www.ftc.gov or (877) FTC-HELP (877-382-4357), and complaints regarding any collector or other business can be made at BBB complaints. To learn more about how the federal government regulates debt collection and protects debtors and other individuals from collector harassment, see FTC Debt Collection pamphlet.