The Law Office of Paul Mankin

Is the debt collection agency Alltran Education, Inc. harassing you?

What is Alltran Education, Inc.?

Alltran Education, Inc. was founded and incorporated in Illinois on August 3, 1988 and is managed by its chief operating officer, Mr. Sean Dickson. Alltran Education, Inc., which also operates under the aliases “Enterprise Recovery Systems, Inc.” and “URS Holding, LLC,” is a debt collection agency that helps companies collect debts from their customers, including clients from higher education, logistics, and the government. Among other services, they provide federal loan recovery, accounts receivable recovery, virtual agents, international collections, skip tracing, free credit bureau reporting, first-party inbound/outbound call center services, and services for parking violations, traffic tickets, court fees, water bills, sewer bills, waste management bills, and inbound/outbound calls, letter and emails.

Is Alltran Education, Inc. a legit Debt Collection Agency?

Yes, they are legit. Alltran Education, Inc. has been recognized by the Better Business Bureau (BBB) since July 15, 1992 but is not BBB-accredited. Alltran’s business practices are spread out among at least three different operations, which can be suspicious but is not necessarily an indication of illegitimacy. The debt collection agency maintains an A+ BBB rating and appears to take consumer complaints seriously.

Alltran Education, Inc. Contact Information:

840 S Frontage Rd

Woodridge, IL 60517-4900

(630) 574-3113 (phone)

(630) 574-0110 (fax)

http://alltran.com/

What kind of complaints does Alltran Education, Inc. have against them?

Alltran Education, Inc. has received 25 BBB consumer complaints and an astonishing 900+ Consumer Financial Protection Bureau complaints. As a debt collector of federal student loans, it is unsurprising that the majority of complaints involve attempts to collect improper amounts (i.e., more than what is owed) and collection attempts that amount to harassment under the Fair Debt Collection Practices Act (FDCPA) and Rosenthal Fair Debt Collection Practices Act.

Are Alltran Education, Inc.’s Practices Legal?

Under the Fair Debt Collection Practices Act (FDCPA), it is unlawful for a debt collector to make false representations when attempting to collect a debt. Many complaints against Alltran Education, Inc. involve activity amounting to more than harassment and that actually qualify as false statements, including purporting to have authority to have debtors arrested for nonpayment irrespective of whether the amount being collected is accurate or overdue. These practices are unlawful under the FDCPA and could entitle you up to $1,000 statutory damages, as well as other state and federal remedies.

How can I defend myself against a debt collector like Alltran Education, Inc.?

Complaints regarding Illinoisbased collectors can be made to the Illinois Attorney General’s Office. Questions or complaints regarding Springfield-based collectors specifically can be directed to 1-800-243-0618. Complaints regarding a collector in any state may be filed with the Federal Trade Commission at www.ftc.gov or (877) FTC-HELP (877-382-4357), and complaints regarding any collector or other business can be made at BBB complaints. To learn more about how the federal government regulates debt collection and protects debtors and other individuals from debt collector harassment, see FTC Debt Collection pamphlet.

If you believe you have a claim for collector harassment or are a victim of another violation of state or federal debtor’s rights, you should speak with a consumer rights lawyer or debt collection harassment attorney immediately. Contact us today to discuss your matter and see how we can help at no cost to you.