Many have heard the horror tales of being threatened by a debt collection agency. The stories of being beaten, assaulted, and having your livelihood threatened over a simple debt that could be paid off. It can seem scary, and yet, when it happens to you, it can be made many times worse.
Alpha Recovery Corps is one such company. As a debt collection agency, they may try just about every trick in the book to get you to cough up your hard-earned cash. If you have been contacted by Alpha Recovery Corps, here is what you need to know, as well as how to defend yourself against them.
What is Alpha Recovery Corps?
Alpha Recovery Corps is listed as a collection agency, offering services that include bad debt collections, asset sales, consulting services, early out self-pay methods, payment plan monitoring, debt purchasing, and early out insurance follow up. They serve the greater Denver and Central Colorado areas.
Is Alpha Recovery Corps a legit Debt Collection Agency?
Alpha Recovery Corps is a legitimate debt collection agency. They have been in operation for 9 years, started in 2010. They had their Better Business Bureau file opened in 2011 and have been accredited by the BBB since 2016. In that time, they have hired over 90 employees, and hold an A rating with the BBB. However, they currently have a 1.25 star average review of 13 customer reviews on the BBB database.
Alpha Recovery Corps Contact Information
Address: 6912 S. Quentin St. #1-, Englewood, CO 80112
Phone Number: 1-877-359-8714
Other Phone: 1-720-509-2125
Fax Number: 1-866-630-6881
Does Alpha Recovery Corps have Complaints against them?
Alpha Recovery Corps currently has 43 listed customer complaints on the BBB website database. They also have multiple 1 to 2-star reviews on the BBB as well.
There are no registered complaints on the Consumer Financial Protection Bureau's Consumer Complaint Database.
What kind of Complaints have been made?
Of the 43 complaints made within the past 3 years, 10 were closed within the last 12 months. 36 of these complaints fall under billing and collections issues, whereas 7 of the complaints fall under problems with the product or service.
The complaints made deal with a wide variety of issues. These range from issues with poor information management to consumers from the debt collection agency, to harassment and excessive phone calls and robocalls. There have also been complaints and reviews stating that the debt collection agency stooped to abuse and threatening language, threatening legal repercussions if the consumer did not pay on the debt, even if the debt was not verified. If true, some of these allegations would be considered debt collection violations of the Fair Debt Collection Practices Act (FDCPA) and Rosenthal Fair Debt Collection Practices Act (RFDCPA).
Are the Practices of Alpha Recovery Corps Legal?
None of the practices stated in the complaints and reviews are considered legal. According to the Fair Debt Collection Practices Act, debt collectors have limitations set upon them that limit their collection practices. Per the FDCPA, debt collectors are unable to:
- Contact outside family, friends, and work
- Call excessively in the early morning, throughout the day, and late into the nights
- Use verbal or physical abusive language and actions
- Utilize misinformation or lack of verification to collect on a debt
As seen, Alpha recovery Corps has been seen to breach each of the examples given above, which puts them at harassing and abusive levels that can be punishable by law.
How can I protect myself and fight back against Alpha Recovery Corps?
There are multiple ways you can protect yourself against such predators like Alpha Recovery Corps. The first thing you can do is to verify the debt if you have been contacted. Verifying the debt should be relatively simple. Just ask for some form of authentication that shows that the debt is in your name. This can be a letter with the information, an online ID for the database search, or a number to call the original debt account. If they are unable to provide these for you, assume that they are not legitimate.
Another step to take is to hire a well-experienced and well-versed debt collection harassment attorney to help assist you against their abuse and harassing behavior. Our attorneys here at Law Office of Paul Mankin, APC have been working for years to help protect our clients against such abusive techniques. We can help you identify and document debt collector harassment, such as repeated and robocalls, and report them to the proper authorities that can deal with them.
Not only can we help you to defend against debt collector harassment, we can also help to build a case, and assist you in understanding where the illegal collection patterns are for debt collectors. We are also able to help facilitate any communications or discussions between the parties, ensuring that nothing you say can be used against you.
The most important bit of information in your fight is to always remain vigilant. No matter who you have at your side, it can seem like a daunting battle against such a large company and agency. If you have ever been the subject of:
- Multiple calls per week from a third-party collection agency
- Multiple calls in the early morning or late night from debt collectors.
- Violent and belligerent language and harassment from debt collectors.
- Threats of arrests or poor credit due to outstanding debts.
- Having your friends, family, and coworkers harassed from debt collectors.
- Automated robocalls from third party collection agencies.
Then you may have a case under the Fair Debt Collection Practices Act. So do not wait, make sure to give us a call, and get started fighting back against the debt collection harassment. We are experienced debt collection harassment attorneys.