Debt collection agencies have been in business for many decades, with some of them being more straight and narrow than others. However, in this day and age, it's more likely that you will run into a scammer attempting to get your hard earned money by lying and stating you have an outstanding debt to pay.
In these cases, it pays to know which debt collector is contacting you, and how to protect yourself from debt collection harassment. With such companies like AMO Recoveries, it can be difficult to know if they are legit or not. So, let's go over what you need to know about AMO Recoveries, and if you should be worried about them or not.
What is AMO Recoveries?
AMO Recoveries is listed as a debt collection agency, and deals primarily in the buying of debts, as well as helping to consolidate debts and outstanding balances. They primarily serve the Pacific Southwest, and are relatively small.
Is AMO Recoveries a legit Debt Collection Agency?
There is no listed start date for the business on the Better Business Bureau's database, and the BBB file was only opened in 2002. It is said to be owned and run by a Ms. Kathy Hronek, who used to be accompanied by a Mr. David Miers and Mr. Marc Johnston. However, those are listed as formers. They have no BBB rating, which distinguishes whether or not a company is reputable or not, and they are not accredited by the BBB either. All of these suggest that they are not exactly as clean as they would hope.
AMO Recoveries Contact Information
Address: 5655 Peachtree Pkwy Suite 213 Norcross, GA 30092-2828
Phone Number: 623-934-6800
Other Phone: 800-546-0407
Fax Number: 623-934-6842
Alternate Names: Asset Management Outsourcing
Other Name: National Recovery Services
Other Name: Collections Unlimited Inc
Other Name: Asset Management outsourcing Recoveries Inc
Does AMO Recoveries have Complaints against them?
AMO Recoveries has no listed complaints against them under their current title. The BBB database has no listed complaints or reviews of them on their website. The Consumer Financial Protection Bureau's Consumer Complaint Database also holds no complaints against them under that name.
However, AMO Recoveries has many alternative names that they are known by, and associated with. If you look up the name Asset Management Outsourcing Inc on the CFPB's CCD, there are over 420 complaints lodged against them.
When searching for National Recovery Services, they have 8 complaints made against them on the CFPB's CCD.
What kind of Complaints have been made?
Of the many complaints made against AMO Recoveries under their alternative names, over 90% of them are based on debt collection issues and complications. These range from debts that are not the consumers due to identity fraud or other such circumstances, to the debt outright not being the consumers, and AMO Recoveries attempting to force and coerce consumers into paying for a debt they never accrued in the first place.
Some of the other issues that are listed include credit reporting issues, and issues of AMO Recoveries not informing consumers of the debt properly, with no written notification of a chance to dispute the debt before the debt is considered overdue.
Are the Practices of AMO Recoveries Legal?
According to the Fair Debt Collection Practices Act (FDCPA), the laws that govern how debt collectors are allowed to collect, and what practices may be implemented. For instance, a debt collector may not use threatening or abusive language in an attempt to elicit a payment from a consumer. They may not use misinformation or intentionally vague tactics in an attempt to get a consumer to pay for a debt, and if they are asked to stop harassing a consumer, they must stop.
If the allegations are true, AMO Recoveries has broken several of the Fair Debt Collection Practices Act laws, as their complaints specifically state that they have attempted to force their way in, through continued attempts of calling consumers, and threatening them with abusive language. They also misdirect consumers by calling them about debts that are not under their name, or that have already been verified as not the consumer in question.
How can I protect myself and fight back against AMO Recoveries?
There are plenty of ways for you to protect yourself against such companies like AMO Recoveries. The first step you should take is to ask for verification and authorization of the debt. This can be done by asking to get in contact with the original debt owner, and asking for documentation from them. If they cannot verify the debt, then you are under no obligation to pay.
Not only that, make sure to confirm that the debt collector calling you is authorized to collect on the debt in the first place. If they are not authorized, then you may be getting scammed.
If they still continue to harass you, then it may be time to find an experienced debt collection harassment attorney to help fight against such debt collector harassment. We here at the Law Office of Paul Mankin, APC are known to have an experienced and knowledgeable set of attorneys and lawyers that can help you build a case against these debt collectors. We can assist you in identifying the debt collector harassment, as well as putting a stop to it and reporting the harassment to the proper authorities.
Not only can we help you to defend against harassment, we can also help to build a case, and assist you in understanding where the illegal collection patterns are for debt collectors. We are also able to help facilitate any communications or discussions between the parties, ensuring that nothing you say can be used against you.
The most important bit of information in your fight is to always remain vigilant. No matter who you have at your side, it can seem like a daunting battle against such a large company and agency. If you have ever been the subject of:
- Multiple calls per week from a third party collection agency
- Multiple calls in the early morning or late night from debt collectors.
- Violent and belligerent language and harassment from debt collectors.
- Threats of arrests or poor credit due to outstanding debts.
- Having your friends, family, and coworkers harassed from debt collectors.
- Automated robocalls from third party collection agencies.
Then you may have a case available. So do not wait, make sure to give us a call, and get started fighting back against the debt collection harassment.