Debt collection is a scary business. With the cutthroat nature of the business, companies can appear and disappear faster than their information can be found. Because of this, the multitude of scammers that have cropped up have saturated the business, making it difficult to tell who is legitimate, and who is not.
Scammers can work in many ways, either by impersonating a legal and currently working debt collection agency, or by finding what is known as a “Shell” Company. These shell companies are businesses that have long been out of business, and yet still retain their name and partial information on the internet, making them seem legitimate if a scammer were to pick one up.
Here is what you need to know about Amyfin LLC, and how to keep yourself safe if you are contacted by a representative from them.
What is Amyfin, LLC?
Amyfin LLC used to be a debt collection agency in 2015. They had their Better Business Bureau file opened in 2016, and go by the alternative names AMYFIN Collection Agency and recovery, as well as AMYFIN Amy Financial. They were owned by Marcin Wierzba, who was listed as the president of the company. They were said to work out of Illinois, and were serving the Chicago and Northern Illinois areas.
Is Amyfin, LLC a legit Debt Collection Agency?
If you had asked this question about 5 years ago, the answer would have been yes. However, currently, the BBB has them listed as an out-of-business company. This means that it is very likely that someone contacting you stating that they are from Amyfin, LLC, might be a scam.
Amyfin, LLC Contact Information
All information is considered outdated and improper. If you are contacted with this information, then it is a scam.
Address: 1821 Walden Office Sq Ste 130 Schaumburg, IL 60173-4267
How do I protect Myself against Scammers using Amyfin LLC's Name?
This can be a difficult and tricky business, as being contacted by a debt collection agency can be harrowing. They will attempt to use any method available to them to try to elicit a payment from you, from harassing and threatening you with physical abuse, to calling you nonstop. Some scammers and agencies even use robocalls, having you called on a certain intermittent pattern so that you are forced to answer them.
The best way to fight against them before they start to harass you is to screen all of your calls and mails. If they say they are from Amyfin or any other Amyfin companies and agencies, you are able to hang up immediately. Many scammers are not looking for responses, but for voice patterns. If you speak to them, technology today is able to replicate your voice, and they may try to steal your identity in a worst case scenario. So do not give them any more time than is necessary.
How can I protect myself and fight back against Amyfin, LLC?
If you are being harassed by them by a human representative, who continues to push the envelope stating that they are from a legitimate company, you may want to look into hiring a debt collection attorney or lawyer. We here at the Law Office of Paul Mankin, APC have plenty of experience dealing with scammers and illegal representatives looking to try to take your money illegally. We can assist you in building a case against these people, as well as identify their harassment, and put a stop to it. If they continue, we can also help to report the harassment of the debt collectors to the proper authorities, ensuring that they are put under watch so that they cannot harm any other consumers.
Not only can we help you to defend against harassment, we can also help to build a case, and assist you in understanding where the illegal collection patterns are for debt collectors. We are also able to help facilitate any communications or discussions between the parties, ensuring that nothing you say can be used against you.
The most important bit of information in your fight is to always remain vigilant. No matter who you have at your side, it can seem like a daunting battle against such a large company and agency. If you have ever been the subject of:
- Multiple calls per week from a third party collection agency
- Multiple calls in the early morning or late night from debt collectors.
- Violent and belligerent language and harassment from debt collectors.
- Threats of arrests or poor credit due to outstanding debts.
- Having your friends, family, and coworkers harassed from debt collectors.
- Automated robocalls from third party collection agencies.
Then you may have a case available. So do not wait, make sure to give us a call, and get started fighting back against the debt collection harassment.