Can a Debt Collector Send A Collection Letter With A Visiable QR On The Envelope?
DiNaples v. MRS BPO, LLC, et al. In a recent published decision, the Third Circuit Court of Appeals upheld a judgment issued by the Western District of Pennsylvania in a class action matter regarding the lawfulness of printing confidential information in the form of “QR” codes on the outside of collection letter envelopes. Under the […]
I am Being Harassed by a Debt Collector and My Insurance Should Have Paid
If you are being harassed by a debt collector to pay a bill that your insurance company should have paid, you may have found that simply telling the collector this did nothing to persuade them to stop their collection attempts. This is because it is not a debt collector’s job to investigate insurance payments or […]
How to Deal with a Debt Collector
How you should deal with a debt collector depends on whether you owe the debt, do not owe the debt, or are unsure if you owe the debt, your financial situation, and your current and ultimate financial goals. How to Deal with a Debt Collector if You Owe the Bill If you know you owe […]
Can I Pay a Debt Collector and What Do I Need to Know Before I Do?
Debt collectors are hired by the original creditor, or person who is owed money, to collect the debt for them. Once a creditor hires a debt collector, all payments should be made to the debt collector and not the original creditor. However, before paying any debt collector you should obtain certain information from them about […]