The Law Office of Paul Mankin

Are you being harassed by the debt collection agency AAA Collection, Inc.?

What is AAA Collections, Inc?

AAA Collections is a Collections Agency. The AAA is made up of a group of accounts receivable management companies that work to collect on debts and outstanding bills. They were started back in 1965, and have been in business for 54 years. AAA stands for Advanced Asset Alliance. Although they primarily provide third-party collections and debt resolution services, they also collect on medical billings and other such outstanding accounts.

Is AAA Collections a scam?

AAA Collections, Inc is not a scam. They are a legitimate debt collection agency that is headquartered in Sioux Falls, South Dakota. They also hold minor offices in North Dakota, Minnesota, Iowa, and Nebraska, and also serve in those areas as well. They hold a BBB rating of A+, although overall review on the BBB website holds them at 1 star through 3 customer reviews. They have been accredited through the Better Business Bureau since August of 2015.

Contact Information for AAA Collections, Inc

AAA Collections, Inc

3500 S 1st Ave Cir #100, Sioux Falls, SD 57105-5800

Phone Number: 1-(800)-611-7371

Other Phone: 1-(605)-339-1333


Does AAA have Complaints against them?

AAA has many complaints filed against them. Currently, the BBB has 9 consumer complaints filed on their website against AAA within the past 3 years. Through the Consumer Financial Protection Bureau’s consumer complaint database, Advanced Asset Alliance have over 20 lodged complaints against them within the past 3 years.

What kind of Complaints do AAA have against them?

There have been numerous egregious complaints against AAA and how they go about collecting on the debts. Consumers and customers have all attested to the harassing debt collectors using threatening and abusive language, as well as threatening physical livelihood of the debtor.

Through the BBB’s website, some complaints have noted emails and mail that contain improper and misinformation about bills or outstanding accounts. They have also been given the run-around by the debt collectors, making it difficult to even pay the debt off in the first place.

Through the CFPB, in regards to the harassing phone calls from debt collectors, they have also noted harassment from credit card companies as well. These debt collectors have also contacted many of the consumers’ close kin or workplaces, threatening legal action against family and friends alike.

There has also been complaints lodged against AAA containing complaints that AAA were threatening to release personal information and identities to improper companies and agencies if the debt was not paid. This harassment was even done to consumers that did not have any outstanding debts or bills to pay, that were then bullied into paying through various means of negative and abusive language.

How do I know if I have been Harassed by AAA Collections?

If you feel like you have suffered from AAA Collections harassment, know that there are many options out there for you.

The first step to the options is to understand that much of what AAA Collections has done could be illegal, and infringes upon the Fair Debt Collection Practices Act, or FDCPA for short. The FDCPA is a set of federal laws that regulates and monitors the behaviors of debt collection agencies. These laws maintain that a debt collection agency may not use threatening or abusive language when engaging in conversation with you; they may not harass or berate you through various means; and they may not use false or misleading information in an attempt to gather and collect on a debt.

Many of the examples of complaints that have been filed against AAA directly conflict with the FDCPA. For instance, if you have been receiving constant calls and letters with regard to a debt even though you have specifically requested to not have it done, then the practice they are performing may fall under the title of harassment. If the harassment from the debt collectors involves you being told misleading and false information about a debt, that would also fall under the FDCPA regulations and laws.

Can you help me file a No Fee Lawsuit against AAA Collections?

Absolutely. We here at this office can provide proper care and assistance in your ongoing battle with debt collector harassment. We offer debt collector harassment lawyers and attorneys who are able to walk you through the steps of how to report debt collector harassment, as well as how to stop debt collector harassment.

However, the most important thing to remember when fighting the harassment from debt collectors is to always be vigilant. Even with an experienced attorney by your side, you must pursue the violations in court to help recover money you may have lost due to their constant harassment. Depending on the violations that the debt collector may have practiced, you may be able to recover up to $1,000 for the violations of the FDCPA, as well as other monetary payments for such things like robocalls and harassing phone calls made to you or those that you know.

If you are being harassed by a debt collection agency, contact us at 1-800-219-3577 for a free no obligation case evaluation.  We are experienced debt collection harassment attorneys.