Bayview Loan Servicing, LLC is a mortgage lender and debt collection agency located in Coral Gables, Florida. It services loans in all U.S. states, Washington DC, Puerto Rico, and Guam.
4425 Ponce De Leon Blvd Fl 5
Coral Gables, FL 33146-1837
Phone: (866) 783-8763
The Consumer Financial Protection Bureau (CFPB), an agency created to help ensure that debt collectors, and other companies in the financial industry, do not abuse consumers, and the Better Business Bureau (BBB) report no complaints filed against Bayview Loan Servicing.
This does not mean however that the mortgage company has not used unfair or abusive practices to collect on a debt and it may have violated federal or state law while attempting to collect a debt from you. The Fair Debt Collection Practices Act (FDCPA), a federal law enacted in order to help prevent debt collectors from using unfair, deceptive, or abusive practices when attempting to collect on a debt specifically prohibits many practices commonly used by debt collectors, including:
- Falsely representing that they are an attorney or law enforcement officer
- Contacting third parties about a debt
- Attempting to collect fees and charges not included in the original contract
- Falsely implying that a consumer will be arrested if they do not pay
- Calling consumers before 8:00 a.m. or after 9:00 p.m.
- Charging fees not allowed for in the original contract
- Threatening to commit acts of violence against a consumer or their property
- Refusing to provide a consumer with verification of a debt it is attempting to collect
- Threatening to take action they have no legal right to take
- Making telephone calls without properly identifying themselves
- Falsely representing the amount or legal status of a debt
If you believe that Bayview Loan Servicing is using unfair, deceptive, or abusive practices in order to collect a debt from you, it is time to hold them accountable for their actions. Please contact our office for a free, no obligation case review at 1-800-219-3577.