DEBT COLLECTORS AND CREDITORS MAY NOT INSULT YOU WHILE ATTEMPTING TO COLLECT MONEY FROM YOU.
Has a debt collector or creditor ever insulted you while attempting to collect money from you?
The federal Fair Debt Collection Practices Act (FDCPA) and the California Rosenthal Fair Debt Collection Practices Act (RFDCPA) prohibit debt collectors and creditors from abusing any person while attempting to collect a debt. Insulting someone is abusing them!
Some examples of insulting things debt collectors have been reported to say to consumers include:
- You are not a real man
- You don’t get to sit around not paying your bills while the rest of us work
- What kind of loser are you?
- Get off your butt and get a job
- You should be ashamed of yourself
- Is this how your mother raised you?
Anything that a debt collector or creditor says to you that is meant to belittle or humiliate you is abusive and is in violation of the law.
If a debt collector or creditor has insulted you while attempting to collect a debt, please contact our office for a free, no obligation consultation at 1-800-219-3577.