The Law Office of Paul Mankin

Are you being harassed by the debt collection agency A-1 Collections Agency, LLC?

What is A-1 Collections LLC?

A-1 Collections LLC is known as a Collections Agencies as listed by the Better Business Bureau. Started in 1992, they have been in business for approximately 27 years based out of Colorado. They currently collect on medical bills and overdue fees, as well as assist in processing bills and collections for medical facilities. They are also known Western Healthcare Alliance and Healthcare Collections LTD, while holding an A+ rating with the Better Business Bureau.

However, they do have some issues through their claims and billing systems. Many of their complaints are due to medical billings and expenses, as well as outstanding balances on consumer credit bills and cards. They have also had complaints lodged against them due to improper calls and emails, as well as physical mail and threats made towards jobs and family.

A-1 Collections LLC Contact Information

Address: 715 Horizon Dr Ste 401, Grand Jct, CO 815206-8731

Customer Contact: Mr. Todd Bonatti

Fax Number: 1-(970)-683-5255

Other Fax: 1-(970)-683-5249

Other Fax: 1-(970)-245-4484

Phone Number: 1-(970)-242-2740

Other Phone: 1-(970)-241-2075

Other Phone: 1-(970)-683-5207

What Complaints have been against A-1 Collections LLC?

There have been several complaints lodged against the debt collection agency. These range from harassment from credit card companies to harassing phone calls from the debt collectors, even when it is the wrong number.

The Better Business  Bureau has 5 closed customer complaints lodged against A1 Collections within the last year. 1 of those complaints was closed as recently as within the last 12 months. The Consumer Financial Protection Bureau complaint database holds that A-1 Collections LLC, under their other names as well, hold over 20 filed complaints within the last 3 to 4 years as well.

Almost all of the complaints come from medical expense billings and debts, ranging from getting harassed by debt collectors over unpaid amounts, or mistakes on the billing reports. Indeed, one such billing complaint on the Better Business Bureau shows that a consumer was harassed by A-1 Collections even after the bill was paid. This lead A-1 Collections to continue to harass them through phone calls and mail stating that the consumer had a large unpaid balance after their surgery, even though the consumer had actually overpaid to the debt collector, as well as leaving derogatory remarks and notes on the consumer’s bills and credit reports.

Other complaints show similar issues from A-1 Collections, whereas they tend to call non-listed numbers for bill payments, as well as attempt to call wrong numbers in hopes of gaining payment through misleading and improper information.

Can this happen to me?

Unfortunately, this can also happen to you. ALthough these practices are unethical and illegal, it is possible that debt collectors may still attempt to mislead you to gain payments.

You may be subject to harassment and attacks from these collectors through other various means, such as ghosted phone calls, harassing emails and letters, and harassment to your place of employment. It is important that you notice and are able to identify the signs of harassment from a debt collector, so that you can fight back and gain back any potential lost money.

How do I fight back against harassment from A-1 Collections?

Fighting back against A-1 Collections can be done in various ways. The first thing we recommend you do is find an experienced debt collector harassment lawyer or attorney. We have many attorneys that have deep experience and knowledge when it comes to dealing with debt collector harassment, as well as dealing with misleading information and potential outstanding balances.

If you feel like you have been the target of unwanted or illegal harassment through any of the methods described, you may also be entitled to a No Fee Lawsuit against A-1 Collections. If you were robocalled about a medical debt or outstanding balance multiple times, that would be grounds a lawsuit against them. In some instances, debtors that have taken the companies to court have seen their balances overturned, as well as proper compensation being paid out.

What if they are Calling me?

In cases of being called and threatened, the debt collection agency may be in violation of the Fair Debt Collections Practices Act. The FDCPA regulates the actions and practices that a debt collector may use when attempting to collect. These illegal practices include: Abusive or threatening language; false or misleading information; pure harassment.

Creditors and debt collectors should be held accountable for these unethical and unlawful practices. If you are being harassed or subjected to any of these, deceptive, or abusive debt collection practices, it is time to hold A-1 Collections Agency, LLC accountable.

If you are being harassed by the collection agency A-1 Collections Agency, LLC, please give us a call at 1-800-219-3577 for a free no obligation case evaluation.   We are experienced debt collection harassment attorneys.