The Law Office of Paul Mankin

Is A&S Collection Associates Harassing You?

What is A&S Collection Associates?

A&S Collection Associates is a debt collection agency located in Williamstown, Vermont that claims “Guaranteed Results in Writing” when it comes to collecting money for clients. They have been listed as a debt collection agency through multiple different markets, and have been in business for quite a few years.

Is A&S Collection Associates a legit Debt Collection Agency?

Although A&S Collection Associates do have a legitimate background and information layout, there is some misinformation and unknown factors to consider about them. Currently, they are listed to be residing within Williamstown, Vermont, which is where their headquarters is said to be, as well as employ close to 40 employees under their name on some websites. They are said to have been in business since 1993, and have a combined business experience pool of over 150 years.

The Better Business Bureau has them listed as residing in Citrus Heights, California. They are listed as having started in 1995, with 24 years of experience under their belt. They are also listed as having been shut down after the passing of the listed Vice President, Ronald Saldi Jr. on the BBB.

As such, there seems to be an understanding that A&S Collection Associates was in business previously, and operated in many different areas, primarily in Vermont. However, since the passing of Ronald Saldi Jr, the debt collection agency has since been shut down in 2017.

A&S Collection Associates have a rating of NR with the BBB.

A&S Collection Associates Contact Information

Since A&S Collection Associates has been listed as closed down, it is important to understand what that means going forward if you have been contacted by them. All known numbers associated with the A&S Collection Associates are deemed to be invalid. These numbers include:




Their websites listed are also domains that currently have some purchase, but should be assumed dead and unusable. These domains include:

Their addresses have not been confirmed, and the buildings associated with the addresses have no confirmed association with A&S Collection Associates anymore. These addresses include:

5828 Riddio St, Citrus Heights, CA 95610-6711

Does A&S Collection Associates have Complaints against them?

Currently, A&S Collection Associates have no complaints lodged against them through past years. The Better Business Bureau and Consumer Financial Protection Bureau have no lodged complaints against an A&S Collection Associates in their records, nor from their associated name, A & S Collection Associates.

What if I received Calls from A&S Collection Associates?

If you have received a call, email, or other form of communication from a person or group claiming they are with A&S Collection Associates, they should immediately be identified as a scammer, or illegal debt collector. A&S Collection Associates has been confirmed closed since 2017, and as such, anyone trading on that name should be immediately distrusted.

This includes any form of debt collection harassment and attempts. Any phone calls, robocalls, emails, or letters threatening debt collection penalties, or use harassing and negative language, should be considered as a legal threat against your well being, and should not be seen as a valid form of debt collection.

How can I protect myself and fight back against A&S Collection Associates Scammers?

If you or someone you know has been contacted by a person or persons claiming to be associated with A&S Collection Associates, the best thing to do is avoid their phone calls. In these situations, reporting the number to the BBB or CFPB will help in cutting down on harassing phone calls, as well as put you on a block list for that number specifically.

If the harassment continues, know that you are protected by the FDCPA. Not only are all the methods used by these scammers or debt collectors illegal, they are highly immoral, and coincide directly with the laws and acts put into place to protect you.

The most important form of protection that you should be aware of is a vigilant nature. If you are being harassed, do not succumb to what they want, or what they threaten you with. Instead, look to hire a practiced and experienced debt collector harassment lawyer or attorney. We here at Law Office of Paul Mankin, APC have many talented attorneys that will be happy to assist you in your defense against such people.

Our experienced attorneys will be able to assist you in understanding how long a debt collector can harass you, what is considered harassment by a debt collector, and how to report and stop harassment from debt collectors. They can also assist you in getting a lawsuit brought against the company, as well as whoever is using their name to harass and extort you.

If you have been subjected to:

  • Multiple calls per week from a third party collection agency
  • Multiple calls in the early morning or late night from debt collectors.
  • Violent and belligerent language and harassment from debt collectors.
  • Threats of arrests or poor credit due to outstanding debts.
  • Having your friends, family, and coworkers harassed from debt collectors.
  • Automated robocalls from third party collection agencies.

Then you have an open and viable case that can be pursued. So, do not wait or hesitate to get help. Pick up the phone, make the call, and get started fighting back against debt collection harassment.