Beacon Services LLC is a debt collection agency located in Lutherville Timonium, Maryland. The agency has been in business since 1994 and provides debt collection services to a wide range of creditors.
PO Box 4597
Lutherville Timonium, MD 21094-4597
Phone: (410) 842-1065
The Consumer Financial Protection Bureau (CFPB), an agency created to help ensure that debt collectors, and other companies in the financial industry, do not abuse consumers, and the Better Business Bureau (BBB) report no complaints filed against Beacon Service, LLC. However, it has been sued at least once for violating the Fair Debt Collection Practices Act (FDCPA), a federal act that was passed in order to protect consumers from abusive and unfair debt collection practices. The Act prohibits debt collectors such as Beacon Service, LLC from using harassing and abusive means to collect a debt. This includes:
- Calling before 8:00 a.m. or after 9:00 p.m.
- Using profane or abusive language
- Refusing to provide verification of a debt to a consumer
- Threatening to take illegal actions or actions they do not intend to take
- Allowing a consumer’s phone to ring continuously
- Communicating with a third party about a debt
- Continuing collection attempts after being asked in writing to stop
- Falsely representing that nonpayment could lead to a consumers arrest
This is not an all inclusive list of the acts prohibited by the FDCPA and if you feel that Beacon Service, LLC is using unfair or abusive practices in order to collect a debt from you, it is time to hold them accountable. Please contact our office for a free, no obligation case review at 1-800-219-3577.