Conrad Credit Corporation
Conrad Credit Corporation (Conrad) is a third-party debt collection agency located in Escondido, California. It is a subsidiary of Conrad Companies.
The Consumer Financial Protection Board (CFPB) is a government agency charged with protecting consumers from unfair, deceptive or abusive debt collection practices. The CFPB has received consumer complaints regarding Conrad’s unlawful debt collection practices, which include complaints of:
- Attempting to collect a debt not owed by the consumer;
- Continuing to call after being asked to stop;
- Threatening to harm credit if payment is not made; and
- Refusing to validate or provide proof of a debt.
One consumer filed a complaint that Conrad was threatening to report the debt to a credit bureau if the consumer did not make a payment immediately. The Fair Debt Collection Practices Act (FDCPA) and the Rosenthal Fair Debt Collection Practices Act (RFDCPA) prohibit debt collectors and creditors from threatening to report a debt to a credit bureau when the debt collector has no intention to do so. This is considered a false and misleading representation that is designed to intimidate or force the consumer to make a payment.
Creditors and debt collectors should be held accountable for these unethical and unlawful practices. If you are being harassed or subjected to any of these, deceptive, or abusive debt collection practices, it is time to hold Conrad accountable. Please contact our office for a free, no obligation consultation at 1-800-219-3577.