The Law Office of Paul Mankin

Is the collection agency Able Recovery Service harassing you?

Able Recovery Service holds the name that seems quite soft and easy to understand. They sound very promising, with the understanding that a service that helps you get back onto your feet would have the name Able Recovery. However, are they legal and legitimate? We dive into what we found out about Able Recovery Service, and if they are a proper debt collection agency or not.

What is Able Recovery Service?

Able Recovery Service is supposedly listed as a debt collection agency. However, not much is found about them. Looking through the Better Business Bureau, they have no recognizable page, and seem to not be a legitimate business at all. As there are no listings for Able Recovery Service, they may very well be a sham, with the next closest thing being Able Recovery, which is a rehab facility in Oklahoma.

Is Able Recovery Service a legit Debt Collection Agency?

As there is no discernable information about Able Recovery Service, it is safe to assume that they are not legitimate. There is no listing for them in the BBB, and no listings or information anywhere on the internet either. The closest that they do have is an addiction treatment center located in Oklahoma, which should have no discernible correlation with Able Recovery Service.

If you are contacted by someone stating that they are from Able Recovery Service, assume it is a scam, or a robocall that you should not answer, in case they attempt to take your information.

Able Recovery Service Contact Information

Currently, there is no listed information or contact information for Able Recovery Service. They have no known addresses for buildings, or a phone number, or fax number.

Does Able Recovery Service have Complaints against them?

They do not have any complaints filed against them. The Better Business Bureau and CFPB have no registered debt collection agency listed as Able Recovery Service.

Should I be worried about the Able Recovery Service?

There is a potential situation where the name Able Recovery Service is a false name given for a third party debt collection agency to harass and abuse customers and debtors with little to no backlash.

Debt collector harassment is very problematic, with many companies skirting the lines between legal and illegal practices. However, if a debt collection agency were to use a stand-alone name, or a fake name, they would have, for some time, unlimited access to abusing and harassing debtors without fear of repercussions.

Would this practice be legal?

Absolutely not. Harassment by debt collectors is against federal laws, as listed in the FDCPA. The FDCPA, or Fair Debt Collection Practices Act, was specifically passed to curb and safeguard debtors and people with debts against abusive behaviors and collection methods. These debt collector harassment practices can range in levels of severity. They include such things as:

  • Constant phone calls to your work or private numbers
  • Threatening letters and emails involving legal abuse
  • Harassing neighbors and friends and family for debt collection

These are just a few of the ways that debt collectors may attempt to extort and steal your hard earned money.

These practices are generally regulated by the legal authorities in different states. However, the main concern comes when the company attempting to collect from you has no past history, or traceable path for the collections.

How can I protect myself and fight back against Able Recovery Service?

If you or a loved one have been contacted by the Able Recovery Service, know that you have many rights at your disposal.

The first step that we recommend is to hire a professional and experienced debt collector harassment lawyer. We here at the Law Office of Paul Mankin, APC have many skilled and proficient attorneys and lawyers that are well-versed when it comes to debt harassment. We are able to help you stop the debt collector harassment, as well as report it to the proper authorities, ensuring that you will not be harassed any further.

If they continue, we are also able to help you build a case against them if it ever goes to court. We can help you file the information, as well as focus on the proper forms of harassment, and document where, and how long, the harassment has been going on for.

The most important bit of information in your fight is to always remain vigilant. No matter who you have at your side, it can seem like a daunting battle against such a large company and agency. If you have ever been the subject of:

  • Multiple calls per week from a third party collection agency
  • Multiple calls in the early morning or late night from debt collectors.
  • Violent and belligerent language and harassment from debt collectors.
  • Threats of arrests or poor credit due to outstanding debts.
  • Having your friends, family, and coworkers harassed from debt collectors.
  • Automated robocalls from third party collection agencies.

Then you may have a case available. So do not wait, make sure to give us a call, and get started fighting back against the debt collection harassment.

 Feel free to contact us at 1-800-219-3577.  We are experience debt collection agency harassment attorneys and will provide you with a free no obligation case evaluation.