The Law Office of Paul Mankin

Is the collection agency Advanced Recovery Services harassing you?

Getting contacted by a loan collection agency, or by a debt collector, can be a stressful, tiring, and difficult situation to be in. However, there do come times where the one attempting to help you in these times, is also the one getting you into trouble. Such is a possible case with Advanced Recovery Services, a health company that has been working in the loan industry for close to 27 years.

What is Advanced Recovery Services?

Currently, Advanced Recovery Services is a health service listed through the Better Business Bureau. Although they are listed as a health service, their website does direct to a loan service and collections agency that has been in operation since 1992. They are headed by Mr. Wayne Hutson, who is listed as the president of Advanced Recovery Services.

Is Advanced Recovery Services a legit Debt Collection Agency?

Although the listed tag for business categories on BBB has them as Health, Advanced Recovery Services are a legitimate debt collection agency. They have been in the business since 1992, and are currently still operating through their 26th year. They have a current rating of A+ with the BBB. However, that does not factor in Customer reviews or complaints.

Advanced Recovery Services Contact Information

Address: 1711 North 6 ½ Street, Terre Haute, IN 47804-2700


Phone Number: 812-478-2784

Advanced Recovery Services has no other contact information listed.

Does Advanced Recovery Services have Complaints against them?

Currently, Advanced Recovery Services has no listed complaints through their BBB page. They also hold no complaints through the Consumer Financial Protection Bureau Consumer Complaint Database.

Does this mean they are completely trustworthy?

Although there are no listed complaints against the company known as Advanced Recovery Services from Indiana, that does not mean they are completely without fault or possible problems. There are numerous other companies that hold close or extremely similar names that have complaints against them.

A company known as Advanced Recovery Service, located and run in Ohio, has two complaints against them. Although this is just a difference in one letter off of their name, it is somewhat plausible that the complaints ended on a different site. This is due to debt collection and loaning misguidance, as the complaints both list that Advanced Recovery Service had informed the victim of a certain scenario that was

There are a number of other similarly linked businesses that hold close to very similar names and business titles. However, this does not cement the possibility that Advanced Recovery Services have made these errors. It is just a possibility.

Are the Practices of Advanced Recovery Services Legal?

From what is seen so far, it is acknowledged that Advanced Recovery Services use common and appropriate practices that do not violate the FDCPA and other such laws. However, this does not mean they are above such practices in the practice of collecting on their loans and collections.

Many debt collection agencies will either be borderline illegal with their collection practices, or will illegal when attempting to collect. Things such as debt collector harassment and debt collector calling through wrong numbers are just a few simple ones that come to mind. These practices are all considered to be illegal through the FDCPA, as they state that it is improper to harass and abuse a person to try to collect on a debt.

How can I protect myself and fight back against Advanced Recovery Services?

Protecting yourself against debt collector harassment can be done in a few different ways. THe first is to do research on your own. If you have been contacted by Advanced Recovery Services, and feel that you have been getting harassed by debt collectors in different ways, then you may be entitled to compensation for your time. In the best case scenarios, you should look to get a debt collector harassment lawyer or attorney who is skilled and experienced in dealing with debt collectors, to help solidify your case for you.

Not only can we help you to defend against harassment, we can also help to build a case, and assist you in understanding where the illegal collection patterns are for debt collectors. We are also able to help facilitate any communications or discussions between the parties, ensuring that nothing you say can be used against you.

The most important bit of information in your fight is to always remain vigilant. No matter who you have at your side, it can seem like a daunting battle against such a large company and agency. If you have ever been the subject of:

  • Multiple calls per week from a third party collection agency
  • Multiple calls in the early morning or late night from debt collectors.
  • Violent and belligerent language and harassment from debt collectors.
  • Threats of arrests or poor credit due to outstanding debts.
  • Having your friends, family, and coworkers harassed from debt collectors.
  • Automated robocalls from third party collection agencies.

Then you may have a case available. So do not wait, make sure to give us a call, and get started fighting back against the debt collection harassment.