The Law Office of Paul Mankin


What is Allied Trustee Services?

Allied Trustee Services was established in California in the greater Sacramento area on May 14, 1994 and incorporated in California on January 9, 2007. Operating under the name “Allied Trustee Services,” as well as under its alias “G&P Enterprises, LLC,” the debt collection agency serves as a non-judicial foreclosure trustee and collection agent for homeowners associations.

Is Allied Trustee Services a legit Debt Collection Agency?

Sort of. By all appearances, Allied  acts on behalf of its creditor clients to exercise claims for unpaid homeowners association fees after the property is foreclosed or offered for sale. The business itself does appear legitimate. Allied Trustee Services has been recognized by the Better Business Bureau (BBB) since July 2001 but is not BBB-accredited and maintains D- BBB rating. The collector’s low consumer rating indicates they do not take consumer complaints seriously and/or simply fail to respond when complaints are reported to third parties, such as the BBB.

Allied Trustee Services Contact Information:

990 Reserve Dr Ste 208

Roseville, CA 95678-1392

(916) 960-0601 (fax)

(916) 960-0600 (phone)

What kind of complaints does Allied Trustee Services have against them?

Allied Trustee Services has received three BBB consumer complaints and 17 Consumer Financial Protection Bureau complaints during its time in business. The majority of consumer complaints against the collector involve problems making payment. In multiple specific cases, Allied Trustee Services attempted to collect allegedly unpaid HOA fees despite ultimately admitting timely receipt of all payments. In one case, the alleged debtor made 12 timely HOA dues payments via cashier’s check only to receive harassing calls and letters from Allied Trustee Services demanding 12 months’ worth of back payments. It was only after the homeowner sued Allied Trustee Services and the homeowners association that the HOA (and the collector) admitted receiving the checks and simply not cashing them.

Are Allied Trustee Services’s Practices Legal?

The complaints against Allied Trustee Services are particularly disturbing because they indicate a possible pattern of fraudulent practices whereby the HOA and/or collector intentionally fails to accept payment (e.g., doesn’t redeem cashier’s checks) so they can collect even more later in the form of interest, costs, and attorney fees. These practices are unlawful under the Fair Debt Collection Practices Act (FDCPA) and Rosenthal Fair Debt Collection Practices Act.   A claim under the Fair Debt Collection Practices Act (FDCPA) could entitle you to up to $1,000 in statutory damages, actual damages, and an attorney at no cost to you.

How can I defend myself against a debt collector like Allied Trustee Services?

More information regarding complaints regarding California-based collectors can be found at Complaints regarding a collector in any state may be filed with the Federal Trade Commission at or (877) FTC-HELP (877-382-4357), and complaints regarding any collector or other business can be made at BBB complaints. To learn more about how the federal government regulates debt collection and protects debtors and other individuals from creditor and debt collector harassment, see FTC Debt Collection pamphlet.

If you believe you have a claim for collector harassment or are a victim of another violation of state or federal debtor’s rights, you should speak with a consumer rights lawyer or debt collection harassment attorney immediately. Contact us today to discuss your matter and see how we can help at no cost to you.