The Law Office of Paul Mankin

Is the debt collection agency Alpat Company harassing you?

Some businesses wane in and out of style. For whatever reason, a business may fold, and have to close up shop, either due to running out of funds and profit, or if the owners decided to move on to different ventures.

However, the left-over names and contact information can be prime targeting for those that may be attempting to do some illegal activities. Inactive companies can be the perfect setup for a scammer attempting to front as a legitimate business.

This can be said to be the same issue that is ongoing with Alpat Company. If you have been contacted by someone stating that they are affiliated, or working with, Alpat Company, make sure to know these details before moving forward with their demands and requests.

What is Alpat Company?

Alpat Company is listed as a collections agency working mostly out of Louisiana. They were started in 1993, and is stated to work primarily in the greater New Orleans area.

Is Alpat Company a legit Debt Collection Agency?

Unfortunately, the current status of Alpat Company is that of a closed business. The Better Business Bureau has them listed as having been out of business since 2017. Indeed, the one review that has been listed on the BBB website has a written answer from the BBB stating that the business has been shut down since 2017, and that all accounts have been returned to the clients. They hold a BBB rating of NR that reflects their inactivity.

Alpat Company Contact Information

As stated, Alpat Company has been out of business since 2017. The information that follows should be taken as disconnected and improper, and any persons attempting to contact you with said information should be seen as not representing Alpat Company.

Address: 40070 Cane Avenue Suite 400 Slidell, Louisiana 70461

Other Address: P.O. Box 1689 Slidell, Louisiana 70459

Phone Number: 1-985-641-1751

Other Phone: 1-985-641-0495

Fax Number: 1-985-641-7341

Does Alpat Company have Complaints against them?

Alpat Company currently has no complaints on the BBB, and one customer review on the BBB.

There are currently 16 listed complaints on the Consumer Financial Protection Bureau consumer complaint database. These date from 2013 to 2018.  Most of these complaints, if true, list violations of the Fair Debt Collection Practices Act.

What kind of Complaints have been made?

The review on the BBB database, which was a 3 out of 5 stars rating, states that the customer had attempted to contact Alpat for approximately a week back in 2017. He found that the numbers were disconnected, and subsequently, learned that Alpat had been out of business since early 2017.

Interestingly, the CFPB consumer complaint database has a single registered complaint against them from 2018. This complaint was lodged due to credit card debt, and that the issue was that the debt had already been paid off. However, this could have been a scam, as the company had already been out of business for close to a year prior to that complaint.

The other complaints listed range from 2013 to 2016. These are mostly due to debt verification and non-interaction with clients, which lead to improper timings on the payments.

Is a debt from Alpat Company legal?

A debt that is currently being called on in regards to Alpat Company is considered to be illegal and non-verified. This is due to the company having being listed as out of business. As such, anyone attempting to call and collect, harass, or do harm to debtors has ill intent, and does not wish to follow the rules of law.

These scammers who masquerade as Alpat Company may use illegal and forced methods in an attempt to get you to pay without checking all of the details. These practices may include methods like harassing you at work or on a private call, threatening bodily harm, and attempting to call your friends and family. All of these can be considered illegal under the Fair Debt Collection Practices Act, which states that a debt collector may not use abusive or harassing behavior to collect on a debt.

How can I protect myself and fight back against Alpat Company?

If the people calling to get you to pay on a debt are not in the legal debt collection business, it can seem almost impossible for you to fight back against them. However, there are plenty of ways for you to defend yourself, as well as push back against their harassment and/or phone and robocalls.

The first step to take is to ask for some form of verification. If they are calling about a legitimate debt, they will be able to provide some form of authorization letting you know that the debt is, indeed, a proper debt. If they cannot, then you do not have to worry about being penalized or in trouble for declining to pay the debt.

The second step to take, if the debt collectors continue to harass you, is to hire a well-versed and experienced debt collection harassment attorney or lawyer, like the ones here at the Law Office of Paul Mankin, APC. We here at the Law Office of Paul Mankin, APC are able to assist you in identifying what debt collector harassment is, how to stop the harassment in its tracks, and how to report the activity to the proper authorities.

Not only can we help you to defend against harassment under the Fair Debt Collection Practices Act, we can also help to build a case, and assist you in understanding where the illegal collection patterns are for debt collectors. We are also able to help facilitate any communications or discussions between the parties, ensuring that nothing you say can be used against you.

The most important bit of information in your fight is to always remain vigilant. No matter who you have at your side, it can seem like a daunting battle against such a large company and agency. If you have ever been the subject of:

  • Multiple calls per week from a third party collection agency
  • Multiple calls in the early morning or late night from debt collectors.
  • Violent and belligerent language and harassment from debt collectors.
  • Threats of arrests or poor credit due to outstanding debts.
  • Having your friends, family, and coworkers harassed by debt collectors.
  • Automated robocalls from third party collection agencies.

Then you may have a case available. So do not wait, make sure to give us a call, and get started fighting back against the debt collection harassment.  We are experienced debt collection harassment attorneys.