The Law Office of Paul Mankin

Is the debt collection agency American Billing Service of Jacksonville harassing you?

American Billing Service of Jacksonville may be a long name on paper, but that doesn’t take away from their services. If you have been contacted by them, you more than likely have heard that you are supposed to pay a bill or debt rendered by a debt holder. American Billing Service of Jacksonville is a debt collection agency.

However, some of the methods they employ are less than legal. As such, here are the things you need to know in order to protect yourself from potentially illegal methods of collections from debt collectors.

What is American Billing Service of Jacksonville?

Also known as American Billing Service, ABS of Jacksonville is a debt collection agency that focuses on the Northeast Florida area, as well as the Southeast Atlantic area. There is no current listed CEO or owner for this business. However, they have been in business for quite some time. 

Is American Billing Service of Jacksonville a legit Debt Collection Agency?

It appears that they are a legitimate business. However, that is slightly skewed as there is very little information on their business. Although the Better Business Bureau had reached out to them for more information, they made no effort in responding with basic information.

This is a company that was started in 2001, and has been in business for 18 years. They currently are stated to also go by the name American Billing Service of Jacksonville International, Inc. They currently have no BBB rating, as there are not enough customer reviews for a calculation. They also have no business reviews or complaints on their BBB webpage.

American Billing Service of Jacksonville Contact Information

Address: 4161 Carmichael Ave., #210 Jacksonville, FL 32207

Phone Number: 1-904-399-3818

Fax Number: 1-904-399-5797

Does American Billing Service of Jacksonville have Complaints against them?

American Billing Service of Jacksonville does not have any complaints lodged against them on any of the general information websites. The BBB currently holds no information on complaints or reviews on their debt collection agency.

The Consumer Financial Protection Bureau’s Consumer Complaint Database also holds no information on this particular collection agency. Although we have attempted to research the company, there are no listed complaints against them.

Has American Billing Service of Jacksonville had any lawsuits filed against it?

Yes, although there are no listed complaints or reviews against them, there is a case that has been brought up about them. In 2011, there is an alleged violation against American Billing Service of Jacksonville, Inc. This case is known as Jon-Michael Price and Anita Pass vs. American Billing Service of Jacksonville, Inc. According to PACER, it is alleged that ABS of Jacksonville started contacting Jon-Michael Price and Anita Pass regularly over a debt owed by a relative. Even though both Jon-Michael and Anita asked them to stop, they continued, harassing them over a number of months. They also threatened to continue calling them until they provided the phone number of said relative.  If true, these actions violate the Fair Debt Collection Practices Act (FDCPA) and the Rosenthal Fair Debt Collections Practices Act (RFDCPA).

Were American Billing Service of Jacksonville’s practices legal?

Of the practices mentioned above, American Billing Service of Jacksonville have broken many laws surrounding debt collection within the United States. According to the Fair Debt Collection Practices Act’s (FDCPA) rules and guidelines, a debt collection agency may not use abusive or verbal harassment in an attempt to collect on a debt. They may also only request and call during certain periods, and not late at night or early in the morning. Furthermore, they may not excessively call if the party request them to stop.

Not only that, they broke one of the most primary rules that is listed within the FDCPA. In the FDPCA guidelines and laws, it states that a debt collection agency may not, under any circumstances, contact or call a family member or coworker that is related to the debtee. In this case, ABS of Jacksonville has violated many of these rules, and as such, are deemed to not have legal practices.

How can I protect myself and fight back against American Billing Service of Jacksonville?

There are plenty of ways for you to protect yourself against such harassing offenses from American Billing Service of Jacksonville. The first step is to always verify a debt that has been given to you. Verification can be done a number of ways, such as asking for the original debt holder, as well as the debt amount. If they cannot do so, then you do not have to pay them a dime.

Second is to hire a proper debt collection harassment attorney, such as Jon-Michael Price and Anita Pass did. We here at the Law Office of Paul Mankin, APC we have a host of experienced and well-versed debt collection harassment attorneys that will be able to help you during your case. Not only are we able to help identify debt collection harassment, but we can also help you stop the harassment, as well as report the harassment to the courts and laws that will punish them for their illegal activity.

Not only can we help you to defend against creditor harassment, we can also help to build a case, and assist you in understanding where the illegal collection patterns are for debt collectors. We are also able to help facilitate any communications or discussions between the parties, ensuring that nothing you say can be used against you.

The most important bit of information in your fight is to always remain vigilant. No matter who you have at your side, it can seem like a daunting battle against such a large company and agency. If you have ever been the subject of:

  • Multiple calls per week from a third-party collection agency
  • Multiple calls in the early morning or late night from debt collectors.
  • Violent and belligerent language and harassment from debt collectors.
  • Threats of arrests or poor credit due to outstanding debts.
  • Having your friends, family, and coworkers harassed from debt collectors.
  • Automated robocalls from third party collection agencies.

Then you may have a case available. So do not wait, make sure to give us a call, and get started fighting back against the debt collection harassment.