With so many different businesses working and thriving, it's difficult to know who is legitimate and who is not. Not only that, it is difficult to know who has the proper authority to commit certain acts and practices, and who is doing so illegally.
Debt collection is one such thing. For companies such as Amity Associates LLC, who are listed as a property management company, it is a grey area where you may not know if they are allowed to collect on certain debts. Here is what you need to know about Amity Associates LLC, and how to stop Amity Associates, LLC from harassing you.
What is Amity Associates, LLC?
Amity Associates, as listed with the top search results on the Better Business Bureau, is considered to be a property management and ownership company. They operate in multiple different areas of Ohio, such as the Batavia to Harrison areas, as well as Dayton to Cincinnati. They are headed by Judi Channels, who is listed as the vice president on the BBB website.
Is Amity Associates, LLC a legit Debt Collection Agency?
It is currently unknown if they are a proper debt collection agency. Although they are primarily listed as a property management business, this does not mean that they have not tried to collect on debts owed to them. They opened in 1992, and have been in business for 28 years and counting. Their business became incorporated in 2003, and hold an A+ rating with the BBB. However, they have very few reviews of their company.
Amity Associates, LLC Contact Information
Address: 122 W Main St Ste 205 Mason, OH 45040-1775
Does Amity Associates, LLC have Complaints against them?
Amity Associates LLC does have complaints against them. They have 2 complaints listed against them on the BBB database.
On the Consumer Financial Protection Bureau's Consumer Complaint Database has 5 registered complaints matching to Amity Associates LLC.
What kind of Complaints have been made?
All of the complaints made against Amity Associates LLC are due to billing and collection issues. The complaints made on the BBB database have been redacted. However, the complaints made against Amity Associates LLC on the CFPB's CCD states that the representatives of Amity Associates LLC attempted multiple times to collect on debts not owed to the companies. They also state that, when a consumer attempted to collect verification, the representative dodged the question, and instead made insulting comments and threats to the consumer in an attempt to bully them into paying.
Are the Practices of Amity Associates, LLC Legal?
If true, these debt collection methods are illegal. Since Amity Associates LLC is listed primarily as a property management company, it is unclear why they are attempting to collect on so many debts made. However, it is not outside of their rights as a property management business. But if they are attempting to collect on medical debts, as is stated in the complaints made, then they are overstepping the line.
Not only that, their methods go directly against the Fair Debt Collection Practices Act (FDCPA). These rules and guidelines state that a representative of a debt collection agency may not make harassing calls after the consumer has stated that they wish for them to stop, and they cannot use misleading or misinformation in an attempt to trick consumers into paying a debt that they do not owe.
How can I protect myself and fight back against Amity Associates, LLC?
Because of the practices performed by Amity Associates LLC, it is important that you learn how to protect yourself against such representatives of companies hoping to collect on debts. The first step you should take is to ask for verification of the debt in question. This can be done by asking the representative for proof of the debt, either by getting a written letter with the information, as well as a document stating the debt in question. If neither can be produced by the representative, you are under no obligation to pay the debt.
You can also ask them to stop calling you or messaging you. If they do not comply with your wishes, then you should hire a knowledgeable and experienced debt collection harassment attorney to assist you in your defense. We here at the Law Office of Paul Mankin, APC have an experienced team of lawyers and attorneys that are willing to assist you against such harassers. We can help you identify debt collection harassment from their representatives, as well as stop the collectoin harassment, and report continued harassment to the proper authorities.
Not only can we help you to defend against harassment, we can also help to build a case, and assist you in understanding where the illegal collection patterns are for debt collectors. We are also able to help facilitate any communications or discussions between the parties, ensuring that nothing you say can be used against you.
The most important bit of information in your fight is to always remain vigilant. No matter who you have at your side, it can seem like a daunting battle against such a large company and agency. If you have ever been the subject of:
- Multiple calls per week from a third party collection agency
- Multiple calls in the early morning or late night from debt collectors.
- Violent and belligerent language and harassment from debt collectors.
- Threats of arrests or poor credit due to outstanding debts.
- Having your friends, family, and coworkers harassed from debt collectors.
- Automated robocalls from third party collection agencies.
Then you may have a case available. So do not wait, make sure to give us a call, and get started fighting back against the debt collection harassment.