Ashwood Financial Inc. is another debt collection agency that is looking to make it big in the debt collection world. Debt collectors tend to be very scary, and conjure images of men in black coats looking around for you with baseball bats. But with the recent age of technology, debt collectors may never even see you to instill fear.
Such technological advances also allow scammers and illegal debt collectors to skirt around the law. In such cases, it can be difficult to know who is legal and legitimate, and who is practicing illegal methods. Here is what you need to know about Ashwood Financial Inc, and if they need to garner your attention.
What is Ashwood Financial Inc.?
Ashwood Financial Inc., or Ashwood Financial Services, is a debt collection agency that is based out of Indianapolis, Indiana. They work to help those within the Central Indiana area, and serve that district as well. They are run by Pat J. Santangelo, who is listed as the president of the company.
Is Ashwood Financial Inc. a legit Debt Collection Agency?
Ashwood Financial Inc. is considered to be a legitimate debt collection agency. Their Better Business Bureau file was opened in 2008, while the company was started in 1992. They currently hold about 30 employees, and hold an F rating with the BBB for failure to respond to their consumers' complaints in a timely manner. They also hold an average of 1 star out of 5 stars in rating with customer reviews on the BBB database.
Ashwood Financial Inc. Contact Information
Address: 6325 S East STreet #A, Indianapolis, IN 46227-7111
Phone Number: 1-317-633-6633
Other Phone: 1-800-851-5736
Does Ashwood Financial Inc. have Complaints against them?
They have quite a few against them, which is how they received their F rating with the BBB. In the last 3 years, they have had 3 complaints made against them, with only 1 complaint closed within the last month. They also have 2 customer reviews which put them way below an average positive rating.
When searched in the Consumer Financial Protection Bureau's Consumer Complaint Database, there are 20 listed complaints made against Ashwood Financial Inc.
What kind of Complaints have been made?
Many of the complaints detailed harassment and negligence made by Ashwood Financial Inc. Of the complaints made towards them, all 3 detailed issues with the debt collection method, citing continued threatening language, and harassing phone calls throughout the entire day.
In the CFPB's CCD, the complaints detail debt collection methods that are illegal and harassing in nature. They detail events such as no notice of a right to dispute, attempts to collect on a debt that is not their own, and consistent robocalls and excessive calls.
According to the online open source database of court records PACER, a case in 2006 saw Ashwood Financial being brought to court over a paltry sum of $65.00 when Ashwood Financial attempted to harass a consumer into paying the $65.00 by threatening legal action.
If true, this is a highly illegal action going against the Fair Debt Collection Practices Act's (FDCPA) guidelines and standards, which would make Ashwood Financial Inc. in violation of many ordinances and laws.
How can I protect myself and fight back against Ashwood Financial Inc.?
Although it may seem impossible, there are ways to combat the harassment and intrusion that debt collectors practice when they attempt to get their money. To start, if you have been contacted by a representative stating they are with Ashwood Financial Inc, you may ask to verify their contact with the debt collection agency. You may also ask to verify the debt itself, by asking for information about the original debt holder, and getting in contact with the original debt holder. You may also ask that they do not contact you again, and to stop harassing you.
If they continue to harass you and call you, then you may have a case against them. In this instance, we recommend getting yourself a knowledgeable and experienced debt collection attorney or lawyer to help you on your journey. We here at Law Office of Paul Mankin, APC have an excellent team of debt collection harassment attorneys and consumer protection lawyers that have plenty of experience with these sorts of cases. We can help to assist you in getting the harassment to stop, as well as help you report the debt collector harassment to the proper authorities.
Not only can we help you to defend against harassment, we can also help to build a case, and assist you in understanding where the illegal collection patterns are for debt collectors. We are also able to help facilitate any communications or discussions between the parties, ensuring that nothing you say can be used against you.
The most important bit of information in your fight is to always remain vigilant. No matter who you have at your side, it can seem like a daunting battle against such a large company and agency. If you have ever been the subject of:
- Multiple calls per week from a third party collection agency
- Multiple calls in the early morning or late night from debt collectors.
- Violent and belligerent language and harassment from debt collectors.
- Threats of arrests or poor credit due to outstanding debts.
- Having your friends, family, and coworkers harassed from debt collectors.
- Automated robocalls from third party collection agencies.
Then you may have a case available. So do not wait, make sure to give us a call, and get started fighting back against the debt collection harassment.