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Your Rights under the FDCPA

Below is information about your rights under the FDCPA and an explanation of numerous FDCPA violations. 

What is the Difference Between a Creditor and a Debt Collector?

Has a Debt Collector or Creditor Allowed your Phone to Ring Continuously?

Has a Debt Collector or Creditor Published your name as Someone who Refused to Pay?

Has a Debt Collector or Creditor Threatened to have you Arrested if you did not Pay?

Has a Debt Collector or Creditor Threatened to Sell a Debt you allegedly Owe and told you that the Sale of the Debt would Deprive you of Any Legal Defense or Claim?

Has a Debt Collector or Creditor contacted you and not given you the Mini-Miranda warning?

Has a Debt Collector or Creditor impersonated a police officer in an attempt to collect a debt?

Has a Debt Collector or Creditor sued you and failed to properly notify you of the lawsuit?

Has a debt Collector or Creditor sued you, then told you the paperwork you got was not a lawsuit?

Has a creditor or debt collector sued you in a county or state where you do not live or where the contract was not signed?

Has a debt collector or creditor used or threatened to violence or other criminal means to harm you or your property?

Has a debt collector or creditor reported false credit information to one of the credit reporting agencies?

Has a debt collector or creditor threatened to take some kind of action against you?

What Questions Should You Get Answered Before You Pay a Debt Collector?

What New Proposals to the FDCPA Could Mean for Consumers?

When is a Debt Considered Time Barred?

How are Debt Collectors Allowed to Contact Me?

Who Can I report Debt Collector Harassment To?

Am I Responsible for My Spouses Debt?

What are the Most Common FDCPA Violations?

Can a Debt Collector Garnish My Wages?

Am I Responsible for My Ex-Spouse's Debt?

Do I Have Rights to Stop Harassing Phone Calls?

Who is Garnishing My Wages and How do I Stop Them?

AWARDS AND ACCOLADES

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